When An Insurance Company Pays An Auto Injury Claim, Do All Passengers Get Seperate Checks?

Jan 28, 2009 by crystal_wade06 | Posted in Insurance & Registration

I got into a car mishap and had 1 other passenger. When the insurance company compensates us for the injury claim, will it be 1 check or 2?

crystal_plunge06, Try getting an online insurance quote It's free and generally hassle unaffected by. http://www.autoadviceonline.com/Free-Aut o-Insurance-Quote.html

Hope it works out

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What Happens During The Mediation Process Of An Auto Injury Claim?

Oct 04, 2007 by fiestyredhead | Posted in Law & Ethics

Auto calamity. Injuries and filed suit. Depositions. Now an appointment for mediation prior to hard times date. What happens during this process?

Both sides accede to on a mediator.

Then they meet - starts in the same room. Each side says a little about their case.

Then they are separated. The intercessor goes from one room to the other between the two parties. The mediator is trying to point out the weakness in each side's case and get them to accord on a settlement figure.

Each side pays their own cost and 1/2 of the mediator.

Usually the referee is another attorney or retired judge. It's not uncommon for an attorney who has had a long and distinguished life's work to retire and just act as a mediator.

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How Much Should I Settle My Auto Injury Claim For?

Jun 07, 2007 by bumblebee | Posted in Insurance & Registration

i had an acccident about a year and half ago and i was a rider. i have no health insurance and have been footing all medical bills thus far. i am writing a deman accurately right now but am wondering how much should be my compensation request.
here's a brief summary. the other driver is at superb fault. i have all soap notes from doctors,bills and reports. we were hit head on while on our way to my cradle become set canal surgery, i was having my permanent put in. i had to go in 2 weeks later wearing a cervical collar. i have choronditis, back sprains and obnoxious knee contusions still left on my foot. my doctor has recommended physical group therapy for up to 3 months but i can't afford to go anymore thus why i am trying to settle.
total medical bills is about 12,000 not including other misc like pills.
i unprejudiced don't want to ask too high or be taken for a fool,so please help. thanks.
also yes, they have never mad an offer at all in a year and a half. i basically demand this to be over since two years will be november.
again, should i start at 3x medical expenses or what number?
should i expect to be reimbursed for all the bucks i have put out thus far. i have no health insurance, so it has been a huge burden.

year and a half....they havent made you an bid? id at least triple the medical bills, to start

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How Much Should I Settle My Auto Injury Claim For? Please Someone Help Me Out!?

Jun 08, 2007 by bumblebee | Posted in Insurance

i was in a turn into scrap as a passenger and both cars totaled. other driver complete a fault. coming up on 2 yrs nov this year and med expenses 12,000. i have no haleness ins. so i paid all out of pocket and can't continue treatment in phsical therapy right now. bills recover consciousness first like rent.
insurance company never made an offer, what should i do? i really don't want a Queen's, spoke to a few and they're all money obsessed understandably. it's their job.
please leave opinions or help me out. thanks.
thx guys. my state is ga.

Call the adjuster, break them you want to settle.

You don't specify what your medical bills are FOR, so pain and suffering might not even be an opportunity, depending on where you live (the tort laws of your state, etc).

Lawyers are going to take 30% of the arrangement, if you hire one.

Can't give you a dollar amount, as I don't have the state, your tort status, the nature of your injuries, or the details on what $12,000 of medical bills consists of. Customarily, you can eliminate any testing over $250 and any chiro bills over $250 from the medical amount - you'll have to sue to get "overdone medical costs".

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In Arizona, What SPECIFIC Legal Forms Do I Need To File To Preserve An Auto Bodily Injury Claim?

Apr 03, 2008 by love2smile | Posted in Insurance & Registration

Car accessory almost two years ago, not very large so not really worth hiring an attorney. Their claims adjuster not returning my calls and operation out of time so I want to file proper forms with legal system to preserve claim. Please someone peach me what specific forms to fill out or where I can go to find out which forms needed. Thank you.

You insufficiency to go to the county courthouse in the county where the accident happened and file a "summons & squawk." (S&C)

This normally should NOT be done in small claims court because that will limit you to a unchanging dollar amount. A $5000 limit is very common.

You should probably file the S & C in state or territory (or some similar higher court, states have different names for the higher levels ) court. However, I can't advocate doing it on your own. The S & C paperwork can be complex and if you don't word it correctly you might screw yourself over.

I have been involved in tons of lawsuits and can't call back anybody filing a S & C on their own in district or state court.

Since you are aware that the Statute of Limitations is approaching, I guess you are aware that a copy of the S&C must be "served" on the at-fault party, not the indemnification company.

I really suggest hiring a lawyer, even if all they do is file the paperwork for you.

Either way proof luck.

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In Arizona, What Legal Paperwork Do I Need To File To Preserve An Auto Bodily Injury Claim?

Mar 28, 2008 by love2smile | Posted in Insurance & Registration

Car disaster almost two years ago and not large enough to hire an attorney if I don't need to

The assert of Arizona has a two-year statute of limitations on filing personal injury lawsuits. As such, if you are injured in any nice of accident for which you are not at fault and plan to sue, your case must be filed within two years of the incident.

Have you been in communication with the claims adjuster from the other party? Are you currently in the midst of negotiations?

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Do I Have To Provide A Deposition Or Statement If I Am In Pro Per For An Auto Injury Claim?

Mar 01, 2008 by Christian_under_construction1960 | Posted in Insurance

If I arbitrate to handle my own auto personal injury case, do I have to provide a statement to the other AT FAULT insurers cover company? I was an injured passenger in my sister's car and the other person was found to be 100% at fault by their own guaranty company. Too, can I file a claim with my sister's insurance and my own insurance? I am not with the same auto insurance hauler (it's been about 2-3 months that I switched), but can I still claim with them? Thanks

Yes, you have to equip a statement to the other insurance company. If you were seriously hurt(meaning big medical bills) it is in all probability not a good idea to handle it yourself. You should file a claim with the at fault insurance company first and not with your or your sister's Typhoid Mary unless a problem develops and your claim is not being settled in a timely fashion(be patient--they will try to be spun out delay things out if they think you are desperate for money). Medical bills should not be an pay-off--it is the pain and suffering that cause the big hassles. Lost wages and peculiarity damage should not be an issue either but beware--they will try to underpay you every which way they can! Good luck!!

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How Can I Avoid Submitting Certain Medical Records And Not Compromise My Mva Personal Injury Claim?

Sep 30, 2008 by Midas and The Muse | Posted in Insurance & Registration

In California, I've filed a bosom injury auto accident claim and need to release my medical records to the insurance company. I'm only claiming medical man injury, not psychological/emotional but the doctor who is treating me for pain with alternative treatments such as biofeedback is also my therapeutist. His notes from our appoinments contain co-mingled info and I don't want to submit my exclusive mental health information. His physical pain treatments are important to my for fear of the fact and I'd like to know if there is a way around this?

Taking into consideration you've asked this question at least twice now, sounds like there is something you are trying to hide.

So what if you are mentally psychotic. If that is not related to the injuries you sustained in the accident, the insurance company is not going to watch over what those records state.

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Allstate Handling My Auto Injury Claim In Bad Faith?

Oct 07, 2008 by omnijinn | Posted in Insurance & Registration

Ok, brusque run down...This happened in NC, on 4-25-08. I was on the highway (65 mph) heading to work, traffic had premiere c end to a stop, next thing I know I get hit hard from the back! Someone not paying attention had rear ended the communication behind me which then plowed into me.

My car took 5K worth of damage and was total loss. I was taken to danger room and had xrays which actually showed muscle spasms. I was given 3 original pain meds for whiplash. I immediatly felt numbing/tingly sensations along with the soreness after being hit.

I missed 4 days of profession and an hour for each of the 25 chiropractor sessions I had over few months.

I had 7692 in med bills. 1140 in late wages. So 8832 in special damages...the adjusters "final bid" was 8500, which obviously doesnt even cover my special damages!? She said the typical med bills for such an injury are 6500, and lost wages arent paid on an hourly grade ~they are just figured into the inconvinence...

I called and complainned to the supervisor, saying I felt my claim was being handled in bad allegiance and was trying this step before retainning the attorney I have been speaking to. I want my special damages paid for as they have supplied no vindication to deny them and something for pain suffering.

They call me back with a new "final offer" of 10,000. This leaves 1,200 for spasm suffering...does this sound low to anyone else? Since they made point to say "final/top offer" suspicion Id have no other choice but to retain an attorney and go to court in couple years?
JLG:
You obviously have no grasp of the law in regards to auto injury claims...
I will simplify for you, I did not have sick or vacation time, I am on contract pay. BUT, even if I did, that too is considered lost earnings and is entitled to be reimbursed. Same goes for med bills. If well-being insurance paid for it, which I dont have, yes they would demand to be reimbursed from settlement. Medpay from my guaranty does not have to be repayed, but is also not to be considered, in fact it is ILLEGAL for an adjuster to bring up such superfluous coverage benefits as you are mentionning, it is the law.

Guess you learned something new today.
JLG, you gave yourself a thumbs up lol? Figures.

So, you didn't have any vacation culture? You didn't get paid at all for the 4 days lost and the chiropractor visits? If you did, do you have to pay your work back? No, then that well-heeled is part of pain and suffering, since, if you got paid, you didn't lose anything.

And, none of the 7692 in med bills were paid? You didn't have coverage on your auto behaviour or through regular health insurance? If you did, do you have to pay them back? If not, then you shouldn't get anything since it is not a monetary loss.

If you didn't really lose wages, because of vacation time, and the medical bills were paid, then you would be getting $10,000 for toil and suffering.

Maybe if you clarify that a little more - but, I think it is MORE than enough for such a minor injury. Accidents occur - don't be so sue-happy!

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How Can I Negotiate A Settlement Claim For An Auto Injury With Usaa Insurance?

Mar 15, 2006 by blaze | Posted in Other - Business & Finance

USAA cover company only wants to give me $1000.00 & my daughter $700.00 for our injuries due to their insureds boyfriend who did a yearn out in a puddle of water and rear ended me. We hurt our backs and necks but they are more better for the most part. At least a few days a week we still have to deal with some pain, or stiffness, soreness. The adjuster isnt even paying me for my rhythm off from work. What should I do????I know we could get more but I dont want to hire a lawyer, added I only have until this June 19, 2006 to do something. Help!!! I want to be able to write some species of letter sounding like I know what I'm talking about.

Ouch! When no unfilled comes to a settlement with insurance, your best best would get a injury lawyer. In most case you will WIN and don't have to pay a counsel one cents. Check with the law bar in San Fransico and ask the clerk to find you good rate lawyer who wins win. Optimistically they will have someone contact you. Good luck, i would file, because I had to in the past when I was in a car accient and it was the cop fault. Had to sue the New Zealand urban area!

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