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When an calamity occurs and one of the parties declines to exchange information, is it legal to come back later and try to get dirt to try to file a claim? The difficulty here is that the party that originally declined the information could have purposefully damaged the instrument subsequently in order to make their claim more believable...
About 2 weeks ago the gentleman that does our greensward service (its part of our rent) accidentally broadsided my parked car with his riding lawn mower. He was very likeable about it, gave me his insurance info and even called me the next day to let me know he got the claim started on it. The insurance company then called me and asked me to take the car to get an guesstimate & send it in to them. So I did. When they got my estimate they called me & gave me 2 options of how to settle the claim & get the repairs made. Opportunity 1 was for me to pay it out of my own pocket & they would later reimburse me. That's not an option, I don't have the money up front to pay the repair bill & how do I know for unswerving they will reimburse me and in a timely manner? Option 2 was to take the car in, have it repaired & the shop will bill the insurance company. I unmistakably have to take Option 2 but the problem is that this is our only car so we would have to borrow or rent a car for a few days. To rent a car that will fit a family of 4 (2 kids in carseats) will set someone back about $40+ a day and the repairs are expected to take 2-3 days. I don't feel like I should have to pay that. I can sponge my parents car when they're on vacation but that will be a couple months. In the meantime will the claim expire? I don't want to seem swinish but I would feel better if the insurance company would just send me a check that I can put in savings and use later to get the car crooked when I can borrow a car. Is that an exceptable request? The options given to me don't seem right somehow & I don't feel it is comme to have to pay for a rental when the accident was not my fault. Any advice?
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my girlfriend was in an luck, the other driver was cited as driving at unsafe speeds in 25mph zone based on 65 feet of skid marks and a provide statement to police. my girlfriend was pulling out of a alley (right hand rebel) and he came up over the hill down towards her. Once he saw her, he slammed on his breaks, skidded into her. cops estimated he was doing 80. My son and girlfriend both injured. He is fighting the citation and his insurance denying offence. I took pics of car, son injuries and accident scene. any advice
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I was Byzantine in an accident on a 4 lane frontage road around a mall. I was driving in my right lane adjacent to an SUV. The SUV merged into my lane impressive my car. I reported the accident to my insurance (Company A) and made a claim against the other drivers insurance (Company B). Company B has decided to only repay me for 50% of the damage because they claim the frontage road is only 3 lanes of traffic and that I was traveling in the mall parking lot.
My auto insurance coterie didn't inform me I didn't have a valid drivers license (I didn't advised of either) and sold me a policy. I got pulled over and lost my car because I was not informed. I want to sue the insurance company for selling me a rule they couldn't live up to because unlicensed drivers cannot be insured.
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to cut a lengthy story short, my boyfriend was acting like a drunk fool, and threw a buddy at a friends car. he did some damage to her fender (FYI... he works at a car dealership) so he can get the parts and get the vocation done on the car. My friend still wants to claim the damage***** now, I have another friend who is an agent for "X" auto insurance, she said no one should claim! ADVICE.....?
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My car was totalled in a parking lot while I was in the co-op give credence to.The driver of the other vehicle has State Farm insurance and was caught.My 97 Chevy Jeopardize was in good condition.How do I maximize my settlement?I just put a used engine in my car and have maintaned it very well .Any advice would be grand.
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My younger relation was rear ended at an entrance to a parking lot. Before turning into the parking lot a man hit him from behind, so they both pulled into the parking lot to compare arrive out the damages. My brother only took the man's first name and phone number. He called the man for his insurance policy and the man does not be to give the policy number to my brother. He wants to pay for the damages out of pocket. Yes, my brother did approve of to this at first, but his a new driver and was probaly nervous about the accident at first. Any advice please...
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A few weeks ago I had an automobile blunder and thank to God nobody got hurt.
I had a secondary car accident (my fault). No bodily injury, just a minor bruishes. From the outset, I decided to pay the other party on my own. We agreed on a $ number. I have sent her the check. Now, the other party has finish in the money b be back asking me to pay more as she realized that her windshield is also broken. Leave a ReplyCalifornia drivers may find savings on auto insuranceBy Lucy Sanderson People who are looking for indebtedness relief in California may find it in the way they are charged for their auto insurance policies.Recently, the state's Office of Administrative Law approved new measures re pay-as-you-drive auto insurance. Insurance companies will now be able to charge drivers premiums based on the existing amount of miles they have traveled, rather than an estimated amount. The change comes after recommendations were made by the CaliforniaDepartment of Insurance. Insurance Commissioner Steve Poizner said the new regulations may give people in the conditions a way to save money. This could lead to debt relief for consumers who are facing actively financial times. "After a year of hard work by my team at the Department of Insurance and months of working with consumer groups and other valuable parties to interesting tune these regulations, these regulations are now in effect and I encourage insurance companies to start sacrifice this pay-as-you-drive Auto Directory
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© 2010 Auto Insurance Claim FAQ |
The insurance assembly should provide you with a replacement (rental) vehicle, while your car is being repaired. You are in no way at fault in this situation, and you should not be out any period money or inconvenience.