Auto Insurance: What Is "Release Of All Claims" Form?

Question by Shane W | Posted in Insurance & Registration

I got into a car catastrophe recently. No injuries thankfully. The car damage will be roughly about $3000 (The appraiser has not yet sent me the guesstimate). The car is not drivable, so I am taking the bus/metro. I also went to the doctor for a checkup (which cost me my central co-pay).

The adjuster called me and said they will refund $500 towards my travel/medical expenses. I said delicate. Today, I got a letter from them saying I have to fill a "Release of All claims" form.

The form basically mentions that they will pay me $500 and says that I will not hold up the insurance company or the insured liable for any more claims. Is this a standard procedure? It does not even talk about the additional expenses (approx $3000) which will be towards car-service.

Please advise. What should I do? It is a typical auto insrance claim with no injuries. Why are they making me sign such a Release of Claims form? Should the form introduce about the car-repair expenses also?

Why Does My Auto Insurance Want My Employment Info For An Auto Insurance Claim That Was Not My Fault?

Question by Shasta | Posted in Insurance & Registration

They also thirst me to sign a medical release form. Are they trying to skip out the payment. Also it got turned in on my medical when i did not give the sickbay my info? should i contact a lawyer? My bill is 8,000 and they auto insurance of the one who hit wants to settle for half. what should I do?

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Auto Insurance Claim Form
Accident Claim
Auto Injury Claim

Auto Insurance Claim With Minor Injury?

Question by Mike | Posted in Insurance & Registration

My son was in a youngster fender bender & the nationally known insurance company is blowing up my phone. I told them he is sense of foreboding some neck & back pain. No Dr. has seen him.

They want to know what Dr. he saw & where? They also asked if I was going to make a show a claim. I told them I was unsure & wouldn't release any further info to them.

My son is not injured other than some soreness, but I don't scarcity to release anything to them until I'm sure he will not have any further complications.

What kind of letter should I send them? What about any compensation form this? I'm very mixed up & really just want him to be OK without any future issues.

Thanks

Norma Jones

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Auto Insurance Claim Process
Car Claim
Auto Accident Claims

My Insurance Company Wrongfully Denied My Auto Claim Which Resulted In An Auto Lien. Can I Be Reimbursed?

Question by L S | Posted in Insurance & Registration

My conveyance was vandalized over a year ago. I immediately notified the insurance company and made a police report. The insurance ensemble had my car towed to THIER mechanic where the vehicle remained for the next 2 months. Their mechanic took it upon himself to at half-cock do the repairs without my consent or consent from the insurance company. As is turned out, the insurance company denied the claim.

The mechanic said since he was out of shekels for parts and labor that I would be responsible for the damages, even though he admitted he had no legal right to do repairs on a carrier without signed consent from the owner or insurance co.

Furthermore he told me he wanted $3000 when the insurance co initially apraised the damages & labor at $1,250. The only aspect wrong was a bashed in windshield and damage to the hood! He wouldn't even allow me to depute payments.

I could not afford to pay him so he put a lien on the vehicle. when I tried to respond to the lien, the mechanics phone figure up was disconected and the shop was closed for business. He basically disappeared!

So 1 year later I get a despatch and a check form the insurance company saying that they reopened my claim after all this time and decided that my claim should have never been denied in the first correct.

The problem is I have no idea where the vehicle is or where the mechanic is. Should the insurance company be held responsible for my conduit since they wrongfully denied the claim in the first place? And I know I'll never see the car again, but I still have the title so shouldn't someone have to compensate me for the wrongful reduction of the vehicle?

Also, it was thier mechanic who violated the lien law! He put a lien on my vehicle when he never had authorization to do the repairs for which he was attempting compensation. Then, when I tried to counter to the lien, he was nowhere to be found.

So if the insurance co. had approved the claim in the beginning, the mechanic would have been paid, and I would have my vehicle. But since they admitted they were come to grief when they initially denied the claim, as evidenced by the check and letter they sent me one whole year later, shouldn't they have to expiate me for the loss of the vehicle?

So I really need some help here, and honestly guys I'm not interested in anyone's adverse opinion about this matter. Please only respond if you are responding to the legalities of the situation. What are my legal rights in this lay of the land? I don't have a lot of money so an attorney is out of the question.

I'm currently in another vehicle with a $300 a month car note which is NOT what I wanted since I owned the means in question. The vehicle that was taken was a 2000 Galant blue booked at $4000. Who should I talk to, what should I do? As always in consequence of you in advance!

If you have questions don't hesitate to ask.
As far as having anything in writing, I wouldn't have anything in writing because I never had any dealings whatsoever with the mechanic. To my brain he would need to show a signed invoice that I signed authorizing him permission to do the work. Since I never signed anything, much less saw an invoice then he cannot sustain he had the right to do repairs. The problem is that now, he's nowhere to be found. The shop is closed and all his numbers are disconnected.
Since the mechanic has "disappeared" with the mechanism, who would I dispute the debt with?

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Auto Insurance Claim Advice
Auto Accident Claim
Claim Report

Insurance Adjuster Questions Auto Claim Releasing Medical Employment Records?

Question by Jimmy Craig | Posted in Insurance & Registration

We were hit by a invigorated driver insured by State Farm. We had medical treatment for about 3 weeks totalling about $5000 each. Now we are tough to settle with the adjuster who is less then ethical in my opinion. He did all sorts of "say one thing do another" sort of things so far.

He phoned me last week to tell me he was going to send a form requesting our medical records for the health centre visit only as he has all the records for the followup care. Keep in mind,jst the hospital.

What a I received in the correspondence was a form to allow this adjuster all of our entire medical history AND our entire employment telling! Since we are self employeed, there was no loss of employeed work time, but my business dealiongs were placed on wait. I was in the process of remodeling my home for sale and this had to be put off for a month due to injuries.

I am not comfortable with this mushy adjuster having access to all this information he does not need. Why are they asking for it?

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Auto Insurance Claim Adjuster
Car Accident Claims
Car Insurance Claim

Question For Auto Claims Insurance Adjusters Only...?

Question by rob1963man | Posted in Insurance & Registration

(I have another call in on this open elsewhere)

My vehicle was stolen Dec 15th, 2006, was declared a total loss by Maintain Farm on January 16th, 2007 because it wasn't found, and had me sign a Power of Attorney form to give ownership to them.

Ergo, the car was FOUND (totalled) on February 22nd, 2007. Someone had submerged it in a salt-water canal after trashing it.

Here is the cycle of events that transpired insurance-wise as a result:

1. I owed $34,000 to Lien Holder.
2. Magnificence Farm paid $26,000 to Lien Holder, and..
3. Gap Insurance contributed $5000 to Lien Holder.

Dollar-a-year portion of that loan is $3000.00 which comes out of the pocket.

State Farm, NOW being the factual owners of the vehicle can NOT retreive it from the Police Impound Facility because the Lien Holder will not give the dub to anyone until the $3000 left on the loan is paid, and I don't have the entire amount up front. I would have to finance it.

What happens? It's in their name!

Related Topics:

Injury Auto Insurance Claim
Auto Injury Claim
Claim Car Damage

My Insurance Company Wrongfully Denied My Claim Which Resulted In An Auto Lien. Can I Be Compensated The Loss?

Question by L S | Posted in Insurance

My conveyance was vandalized over a year ago. I immediately notified the insurance company and made a police report. The insurance retinue had my car towed to THIER mechanic where the vehicle remained for the next 2 months. Their mechanic took it upon himself to untimely do the repairs without my consent or consent from the insurance company. As is turned out, the insurance company denied the claim.

The mechanic said since he was out of filthy lucre for parts and labor that I would be responsible for the damages, even though he admitted he had no legal right to do repairs on a carrier without signed consent from the owner or insurance co.

Furthermore he told me he wanted $3000 when the insurance co initially apraised the damages & labor at $1,250. The only possession wrong was a bashed in windshield and damage to the hood! He wouldn't even allow me to seduce payments.

I could not afford to pay him so he put a lien on the vehicle. when I tried to respond to the lien, the mechanics phone mob was disconected and the shop was closed for business. He basically disappeared!

So 1 year later I get a the humanities and a check form the insurance company saying that they reopened my claim after all this time and decided that my claim should have never been denied in the first set up.

The problem is I have no idea where the vehicle is or where the mechanic is. Should the insurance company be held responsible for my instrument since they wrongfully denied the claim in the first place? And I know I'll never see the car again, but I still have the title so shouldn't someone have to compensate me for the wrongful extinction of the vehicle?

Also, it was thier mechanic who violated the lien law! He put a lien on my vehicle when he never had authorization to do the repairs for which he was attempting compensation. Then, when I tried to react to the lien, he was nowhere to be found.

So if the insurance co. had approved the claim in the beginning, the mechanic would have been paid, and I would have my vehicle. But since they admitted they were not working when they initially denied the claim, as evidenced by the check and letter they sent me one whole year later, shouldn't they have to make restitution me for the loss of the vehicle?

So I really need some help here, and honestly guys I'm not interested in anyone's adverse opinion about this matter. Please only respond if you are responding to the legalities of the situation. What are my legal rights in this case? I don't have a lot of money so an attorney is out of the question.

I'm currently in another vehicle with a $300 a month car note which is NOT what I wanted since I owned the carrier in question. The vehicle that was taken was a 2000 Galant blue booked at $4000. Who should I talk to, what should I do? As always as a result of you in advance!

If you have questions don't hesitate to ask.

How Can Any Form Of Insurance Function Smoothly In A Capitalistic Society?

Question by AllorNothing AKA The Black MikeT | Posted in Politics

Healthfulness, Auto, and Financial insurance. How in a capitalistic society can everyone be happy since supposedly in capitalistic society YOUR Long green is ONLY YOUR MONEY? Your money is what YOU have worked for?

Insurance there is no guarantee that you will get the most out of the coverage because you may rarely file a claim. Any other Chance you will pay monthly for something that might not happen.


It seems like insurance and capitalism has nothing to do with each other and can't function without making a big mess.

Related Topics:

Car Claim
Claim Report
 

What Is "Release Of All Claims" Form?

Question by Shane W | Posted in Other - Cars & Transportation

I got into a car luck recently. No injuries thankfully. The car damage will be roughly about $3000 (The appraiser has not yet sent me the guestimate). The car is not drivable, so I am taking the bus/metro. I also went to the doctor for a checkup (which cost me my fundamental co-pay).

The adjuster called me and said they will refund $500 towards my travel/medical expenses. I said close. Today, I got a letter from them saying I have to fill a "Release of All claims" form.

The form basically mentions that they will pay me $500 and says that I will not about the insurance company or the insured liable for any more claims. Is this a standard procedure? It does not even talk about the additional expenses (approx $3000) which will be towards car-into working order.

Please advise. What should I do? It is a typical auto insrance claim with no injuries. Why are they making me sign such a Release of Claims form? Should the form remark about the car-repair expenses also?

Related Topics:

Auto Accident Claim
Car Insurance Claim
 

Valet Parking Accident - How To Proceed?

Question by binba | Posted in Insurance & Registration

I occupied long-term parking near LAX airport. (Annoyingly, all these services are always valet.) I got it back, and without delay noticed the rear bumper corner was seriously smashed.
I filed a claim form on the section, their employee signed it, and took photos. The good news is that they don't avoid or disallow anything - but I'll believe that when I see the cleared check... The company that handles their claims said that since they're self-insured, I should see the in clover in a month if I'm lucky.

Looks like the cost will be a few hundred $ above my $500 insurance deductible. Should I take in my insurance company? Makes sense, but I'm afraid they have no interest pursuing the full amount, and that I'll end up with little compensation, as contrasted with of the whole amount if I went after the parking lot myself.

I guess my confusion is how can I work "alongside" my insurance group to maximize the chances of getting full reimbursement? This is also the first time I file an auto insurance claim.

Related Topics:

Car Accident Claims
Claim Car Damage