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How Long Do You Have To File An Auto Insurance Claim? |
May 01, 2008 by LoveDogs! | Posted in Insurance & Registration
About 1 yr ago I was laid off and the next day I came out to find my car was backed into in a parking lot.I was depressed about losing my job and did not have strikingly money for a deductible so I did not file a claim.I am now hearing that this would of been fixed and the deductible waived because I was hit in a parking lot.Does anyone distinguish anything about this type of thing? I live in Michigan !!!
 As a claims adjuster let me start off by telling you not to try to assign fraud like some have already suggested by changing your story to say the accident occurred last week or today to try and get coverage for it as more than plausible you will have coverage for the loss if you had a valid policy a year ago when the loss actually occurred. B do you know what type of collision coverage you had on your policy at the time of the loss (Ecumenical-Form, Standard, or Limited) as that will make a difference on whether you will have to pay your deductible? In the case of your impairment the only way you would not be responsible for your deductible would be if you had Broad-Form Collision Coverage. If you Standard or Little then you will have to pay your deductible. Hope this helps you out. Also most states only have statute of limitations for third party claims which in the lawsuit of your situation does not appear that there is going to be a third party attempting to make any claims against you or your management for this loss. You should be ok to go ahead and file a claim with the insurance company that you had at the time of the loss a year ago. They may ask you to take a recorded allegation and investigate further into why you took so long to file the claim but just tell the truth to your insurance company and everything should end up delicate for you. Also try to pinpoint the exact date when the loss occurred before making the claim.
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Should I File An Auto Insurance Claim? |
Feb 02, 2008 by ozzie_c_cobblepot | Posted in Insurance & Registration
I well-grounded had an accident, and the damage to the counterparty's vehicle was $3000.00. Should I pay for this myself or should I file an auto insurance claim? My son is under 25 and was at fault in the crack-up.
The other fete will also be entitled to a rental car while his is being fixed and could claim injuries.
Turn it into your insurance company and let them handle it. That's what insurance is for.
Leak your son that he will have to get a job and pay you how ever much your insurance goes up. It will provide an excellent learning opportunity for him. And - since he will have to pay for this and any future insurance increases he causes (accidents -tickets etc).- he'll unquestionably be a little more careful when he drives.
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Is A Persons First Name And Phone Number Enough To File Auto Insurance Claim? |
Jul 17, 2006 by mahal81 | Posted in Insurance & Registration
My younger fellow-clansman was rear ended at an entrance to a parking lot. Before turning into the parking lot a man hit him from behind, so they both pulled into the parking lot to restriction out the damages. My brother only took the man's first name and phone number. He called the man for his insurance policy and the man does not stand in want to give the policy number to my brother. He wants to pay for the damages out of pocket. Yes, my brother did assent to to this at first, but his a new driver and was probaly nervous about the accident at first. Any advice please...
If you can indication his name and address through the phone number then yes it would be
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File Auto Insurance Claim Or Pay Out-of-pocket In NJ? |
May 21, 2007 by Apocalypse Cow | Posted in Insurance & Registration
My 17yo daughter only just got her graduated NJ license, skidded on wet corner, causing $1300 in damage to annulus & susp. We have $500 deductible. Can we ask our insurance co. how much our rates will go up if we file a claim, or will that automatically flag her for additional points?
There was no the cops report. A copy called in a "disabled vehicle" but I don't about he even gave the licence plate.
The misadventure is going to be a matter of record if a police report was made. It may be that your insurance company will allow some typeface of relief on this if you do an out of pocket repair but don't count on it. If no report was made then you should be able to repair this without any distend of rates.
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Can You File A Auto Insurance Claim Without A Police Report If It Happend On Private Property? |
Nov 06, 2007 by black3 | Posted in Insurance & Registration
had car on a hill rolled down and is totalled did not get a regulate report because it was on private property. can i still claim it under my aoto or home owners insurance
Yes you can. There are many times when a the long arm of the law report is not filed! In my area, if both cars can be driven, and no one is injured enough to be transported to the sanitarium by ambulance, the drivers exchange information and the police do not write a report!
Connection your insurance company today to file the claim!
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How To File An Auto Insurance Claim When You Get Hit And Its Not Your Fault And You Have No Insurance? |
Jul 11, 2008 by suikski | Posted in Insurance & Registration
File your claim and all being well you will get a ticket and a large fine. There is no excuse for not having insurance if you can
not afford it you can not afford to suggest. walk or get bike but grow up and get it.
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How Do I File An Auto Insurance Claim And What Exactly Will Happen To My Insurance Rate, Deductible, Etc.? |
Feb 10, 2007 by THC | Posted in Insurance & Registration
My windshield was unusually frosty but I only had to drive like 20 yards to get where I wanted. So like an idiot, I start driving and run into a fire hydrant. This damages the front opportunely quarter panel, the right blinker, and it may have also damaged the axel or steering column because I couldn't get my car to move after that. What do I release my insurance company? and am I going to have to pay anything?
First this is an at offence loss. You will be required to pay for your deductible, the insurance company will pay for the repairs that exceed your deductible. If the fire hydrant was damaged, the insurance will pay for that too.
What do you mention them? What you wrote. BTW, there is no such thing as a right front quarter panel...it's the right fender, the place panel is in the rear.
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How Long To You Have To File An Auto Insurance Auto Claim? |
Oct 05, 2007 by aquarius110 | Posted in Insurance & Registration
Depends on your shape- generally its years.. not days or months. However, your policy may state that you have to report your claim in so many days.
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Can We File A Auto Insurance Claim After 6 Months? |
Feb 08, 2008 by The Mamacita | Posted in Insurance & Registration
My hide was in a small accident during a rainstorm in which the car slid off the road into a ditch during a rainstorm. No one else was interested and no police report was filed. He has procrastinated long enough and I want my car definite....Is it too late? We have Geico.
It in all probability varies from state to state, but you usually must file a proof of claim within 91 days of the chance. You might be out of luck.
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Should I File An Auto-insurance Claim? |
Apr 03, 2009 by D-Backs Fan | Posted in Insurance & Registration
Ok, so I virtuous got into an accident. I'm 18. I was switching lanes and hit a car that was in my blind spot. (So it was my fault). It was not a serious prang at all, there's some scratches on my door and a slight dent on the other car's fender. The police did come to the landscape, but they a police/accident report was not filed because it was deemed unnecessary for something as minor as this. So, basically, I hardly ended up exchanging insurance info with the other person. I have insurance, with a $500 deductible. I'm guessing that the harm on the other car will be less than $500 (the car is an 08 Toyota RAV4). Should I call my insurance company and file a claim to have them cover it, or should I try to settle this with the other child without getting the insurance involved? Let's just pretend that the other person will be willing to settle it ourselves.
And if the other person does decide to file an insurance claim against me, does that mean I have to file a claim myself? I'm a bit confused here, haha.
Thanks in forward!
I would go on and proclaim the insurance company. what if the other driver said yes he'd settle and you paid him then he turned around and filed a write-up anyway for damages. Don't be so trusting of the other driver. You could end up paying twice! That's what you pay insurance for let them do their job. glad nobody was hurt!!! What if the driver screamed a neck or back hurt later.......
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Michigan Lawmakers Consider Repeal of Driver Responsibility Tax
16.11.09
Michigan Lawmakers Take to be Repeal of Driver Responsibility Tax Michigan lawmakers begin consideration of bill to rub out speeding ticket tax. The Judiciary Committee of the Michigan House of Representatives is expected this week to chew over repealing the state's Driver Responsibility Act (DRA). Since 2004, Michigan has used this law to exact a saddle a tax of $300 to $2000 on certain driving offenses, plus an annual tax of $100 to $500 a year for anyone with more than seven points on his validate. State Representative Bettie Cook Scott (D-Detroit) introduced a bill that would rescind the this law by the end of the year. "The DRA is not a law to promote justice and safety on the roads," Scott testified in an earlier hearing on her bill. "It's a law that generates filthy lucre... If the industrial and manufacturing revenues to the state have dropped, the state should not veer the loss of revenue on to its lowest wage earners. It must focus on attracting
Source: TheNewspaper.com
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When not to file an auto insurance claim
Learn when not to file an auto insurance claim so your rates will not develop unnecessarily. ... When not to file an auto insurance claim comes up often, the ...
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It is like me crashing my car into a tree then deciding the next day to get auto 
Because they do not have dividend money and have not paid fees they have their driver's document suspended or allow their auto insurance to lapse.
Did you separate that Insurance Companies pay out more annually for dog bites, than they do for auto claims? That is a big number. and more »