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Can You File An Car Accident Insurance Claim Without A Police Report? |
Aug 23, 2007 by MJJTWINS | Posted in Insurance & Registration
this is re: a very inconsiderable accident. our car "bumped" into the other car after they slammed on their breaks. No damage at all to our car. The license lamination and screws are "bent" on the other car. Other person uncooperative and after we gave our insurance info to them, refused to give info to us. Supervise on scene did not file report, told us to just deal with it on our own. My worry is, can they place in order a claim? wouldn't it be just our word against theirs? advice would be helpful thanks.
 Yes, they can categorize a claim and claim you did damage to their car and they now have whip lash. You should have told the police they were refusing to give you their information and it could have been dealt with at the then.
All you can do now is file with your insurance so they will be ready when the other person tries to scam you for bunches of money. If the guard were there, even if they didn't do a formal report there should be something on the log about it. As I said, report it to your insurance with all the information you have, and hope they will do the integrity thing. Hopefully you did get the license number and make and model of the car you hit.
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What Costs Would I Incur If I Cancelled My Car Insurance Accident Claim? |
Mar 14, 2007 by dugthebug | Posted in Insurance & Registration
I snapped a helix spring on the front shock absorber of my car as a result of crashing into a speed ramp and the car is no longer drivable. I tried to do the job myself but was powerless to do it. I have now made an insurance claim and the insurance companies recommended garage gave me a quote to replace both front shock absorbers which is entirely expensive. My no-claims bonus is protected. Since making the insurance claim, I have found a garage that said he could drink up the job I started at a reasonable price.I am now thinking I would like to cancel the claim end get my car back unrepaired. Is this smart and would my insurance premium still be affected at renewal time. Also, as my car wasn't drivable after the accident and the garage had to draw up it from my house and will have to bring it back.
Not unflinching where you’re located but in most States you have the right to have your auto repaired at any shop of your choice.
But to rejoin your question about if you should stop your claim? No, unfortunately the claim has been filed and it will go on your CLUE report regardless (if you’re in the US). So at this essence I would just let the insurance company take care of the repairs. Now how this will affect you at renewal time is anyone’s divine. Just be ready to shop rates when you get your renewal bill. Who knows it may not be that bad and if your current bearer treated you well with the claim process a little increase in premium might not be that hard to swallow unusually if they took good care of you.
Sorry about your mishap, hope everything works out well and chaste thing no one was hurt. Take care.
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How Can I Get More Money From A Car Accident Insurance Claim? |
Jul 30, 2008 by Fueddy! | Posted in Insurance & Registration
I got in an accident and wasnt at pick holes in, the lady who hit me didnt have insurance... and my medical bills are about 3800! but I kind of beggary a bit more than that! i bought a car, had to pay gas when i was without one.. what do you think?
I cogitate on that unless you sue for more, you won't get more.
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Has Someone Had Experience With Attorney Sam Goodman In The Metro Detroit On An Car Accident Insurance Claim? |
Nov 02, 2009 by Tyler P | Posted in Insurance & Registration
My mother is 71 and was elaborate in an car accident that was'nt her fault. Her car was totaled and she has bruising that I know of. Would you recommend this attorney. I don't know what to do other than phone the other guy's insurance establishment. Other people tell me we need an attorney. However, I'm not looking for a long drawn out transform. I just want issues resolved.
There are tons of places where you can get a rescue insurance quote. http://www.autoadvicetips.com/Auto-Insur ance-Quote.html It only takes unmercifully 10 minutes to do.
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Is There A Statute Of Limitations For Filing An Auto Accident Insurance Claim In Massachusetts? |
Aug 31, 2008 by momofosho420 | Posted in Insurance & Registration
and if so, how hanker is it?
in Amass you have 3 years to settle or sue for claims for vehicle damages and the same 3 yrs for injury claims.
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Reopening Car Insurance Accident Claim To Sue Other Party For Lost Car Value? |
Aug 12, 2007 by tami m | Posted in Buying & Selling
accident was other parties accuse her insurance triple a repaired my car but i think they should have totaled my toyota instead of fixing. The other car complex was a ford explorer who backed into me in a parking lot and smashed my right front and side bumper.
Unless you are driving an '85 Toyota, that's not enough mutilation to warrant totaling it. Nor is it the type of damage that when properly repaired will materially move the value of the vehicle.
You can sue if you wish but it won't go anywhere. If you don't win it's entirely likely that you'll be stuck with the other party's attorney's bills on top of your own. The way that attorneys instil that's probably more than the cost to repair the damage was in the first place.
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Should I Claim Accident With Insurance Company? |
Feb 23, 2009 by Bill R | Posted in Insurance & Registration
My daughter had a lone car accident. Repairs will cost about $2k. My deductible is $250. Does anyone know if it is better to claim with insurance or patch on my own? Any guesses on how much insurance will increase? Thanks.
To take whether or not to open an insurance claim in regards to rate increase is going to depend on how long your daughter has been driving. If she is a new driver and you have the filthy rich to repair the vehicle on you own I definately would. Claims remain chargable on the moving violations reports for 3 years, so remarkably if she doesn't have many years driving exp (less than 3-4) I would reccomend avoiding the claim at all costs!
I be sure we purchase insurance to avoid paying $2K out of pocket but I can cofidently say that you will prob end up paying more than that on insurance incitement in the next 3 years with a new driver carrying an accident.
Be careful though because if you dont report the accident to the DMV and the other driver does you can get your accredit suspended! Email me if you have more questions and I would be happy to share what I know.
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What Is The Statue Of Limitations For A Auto Accident Insurance Claim In The State Of Texas? |
Oct 21, 2006 by smlaney2002 | Posted in Safety
This involves a grave car dealer
In searching on the web, it appears you must register a police report within 72 hours and file the claim within 72 hours of filing the control report. Claims without a police report may be accepted by an insurance company but they do not have to after the 72+72 is over. The statute also says weekends and holidays do not upon towards the 72+72.
You can get all of the info at the link below: The Texas Department of Insurance. But I would contact an attorney!
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Should I Settle My Moderate Car Accident Insurance Claim? |
May 03, 2007 by Mommy | Posted in Insurance & Registration
I was in a accident in November 06 the accident was all of the other persons blame I suffered some stifness in my neck and back which my doctor referred to a physical therapist which I saw for about two months welli had insurance and went to a preferred provider which discounted the bills to about $1200 and the insurance followers want to settle for the $1200 and $1000 for my pain and suffereing I dont understand if I should just accept it I dont need the money really bad but I dont prerequisite to be greedy nor do i want to a fool
I was in reality in the same situation around the same time, and as a claims adjuster I see this often. Based on 2 months of treatment, with a plushy tissue injury, the offer they have made you does seem fair. You may though have other circumstances that we are not aware of here. If you finish feeling you have other arguments that you believe make your claim worth more, there is no harm arguing them. IT may or may not affect the after-effect of your claim. However, be aware, and I considered this myself as well - the money was never yours in the first place. Yes you are entitled to be compensated for your pain and tribulation, however if your feeling well now, and it didn't really affect your life, do you think $1K for your 2 months is quality it? If so, just take it. It'll be a nice bonus for you right before the summer.
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Something About Car Accident And Insurance Claim? |
Oct 05, 2007 by specialboy | Posted in Insurance & Registration
okay here is my muddle. I get into a small car accident but the main problem is that during that time my car is insurance with AllState than I switch to StateFarm because my AllState conclude day after the accident. I cannot claim on my insurence company since i'm not insurence with them during the accident. What can I do about it now?
Insurance doesn't toil like that.
Your policy has "effective dates". If your action was "effective" 'til the day following your accident, you have coverage with Allstate.
Make your claim. They claims guy won't give a flying go mad that you're no longer insured with Allstate. His sole concern is that your "occurrence" happened within the operative dates of the policy.
.
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Dispute pits accident victims against insurers
30.11.09
The controversy involves the common situation of a victim whose insurer settles medical bills for less than the charge of treatment. For example, a hospital might bill the victim $50,000 but accept $20,000 from the insurer under a ignore agreement, which includes the insurer's promise of volume business and prompt payment. The dupe, meanwhile, generally puts in a claim for compensation against the person or company at fault in the accident. The question the courts now are tackling is how much the accountable party, and the responsible party's insurer, owe for medical expenses.
Source: San Francisco Chronicle
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