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I Need A Virginia Lawyer To Work On An Automobile Insurance Claim Case Where I Was Never Summons To Court?

Question by Scetz | Posted in Law & Ethics

If anyone can helpers me or knows who I should contact, please contact me asap. I have to return to court on January 4th and distress a lawyer prior to then. Thanks in advance!

Answer: Well, if you're unquestionably serious about this and many other legal services that you'll need in your life. For example: if you've been treated unfairly, you might hanker after to have a lawyer to represent you to find the justice that you want. Lawyers charge a lot out there but you want punishment, don't you? If you really serious about this, then take your time to carefully watch this video http://www.youtube.com/anticipate?v=obKLa6ksm Xo
Its about 9 minutes long. If you have any questions do not hesitate to ask: m.dorc@yahoo.fr or m.dorc@hotmail.com
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Will My Alberta Automobile Insurance Go Up From A Hit And Run Claim?

Question by chopsawcycles | Posted in Insurance & Registration

Up to date victim of a hit and run. The vehicle ran a red light, and collided with my truck, causing significant damage to my carrier. They then fled the scene, and I am wondering if putting in a claim gives the insurance company the right to augmentation my premiums? I have not ever had an at fault accident, and have not made a claim in 4-5 years. I do know how much fun it is to deal with adjusters, but have assurance that I can handle that part.

Answer: It might. Insurance premiums are based on whether you have had claims or not, not on if they were your lapse or not. If you made a claim against your insurance, you premiums could go up.

Like house insurance. YOU didn't break into your place, but you made a claim. So your rates go up.

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Automobile Insurance Claim Question?

Question by crissymm5 | Posted in Insurance & Registration

When an fortune occurs and one of the parties declines to exchange information, is it legal to come back later and try to get bumf to try to file a claim? The difficulty here is that the party that originally declined the information could have purposefully damaged the mechanism subsequently in order to make their claim more believable...

Answer: It is unauthorized for the other party not to give their info. It is fine to still try to get that info from them. Or, at least get their license serving info and file a police report. Then report it to your insurance company for employees.

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Automobile Insurance Comprehensive Claim Question. Help!!!!?

Question by alesia m | Posted in Insurance

I combustible in Gastonia, NC and have a comprehensive insurance claim in process. The value of the car is 11,650.00 and the estimate on the claim is 8,705.49. What are my options and rights? The bill is very close to being 75% of the value of the car. I am not out to take advantage of anyone, but I work hard for what I have and I want to be unqualifiedly sure I am not cheating myself. Can someone with experience with this situation, the laws or work in the field please stop me? Your help is much appreciated.

Answer: The insurance companions ALWAYS has the right to "make you whole" at the least possible expense. That means they have the proper to repair if in fact it would cost less to repair than to total the car. IF they were to total the car they the car would be theirs, and they would give you the "down in the mouth book" value for the car less your deductible.
Insurance laws differ from state to say but I suspect that my statement above is going to be pretty accurate no matter where you are.
I definitely would take my car to "my own" cadaver shop however to reassure myself that the estimate for repair is accurate. I'm guessing that the companies harm appraiser has established the $8,705.49 and he's probably accurate but you should make sure for your own requital.

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If An Insurance Company Denies Your Claim For An Automobile Accident How Can You Open A New Claim?

Question by SHAUNTIE | Posted in Insurance & Registration

My boyfriend and I was making a liberal turn on a green arrow light and a car from the opposite direction hit us while attempting to humour a right turn on red. There was no tickets given. We were hit on our front passenger side fender. The person who hit us had a endorse and we had a witness. On the police report the investigator listed that we failed to yield while making a fist turn on green and they failed to yield while making a right turn on red. What she would we do? We or now out of a carrier b/c it was wrecked beyond repair and I have medical bills. He stilled was making pymnts on the car so his insurance band is just paying off his car. He also had GAP Insurance. His insurance company offered him 5,337 for 1999 Tahoe, which after fees came to be 4,000 and something is this meet? Now the 4,000 is going toward what was owed on the vehicle. Isn't the other persons insurance company liable? Please helpers me understand this I just want my life back to normal.
Also, the accident happened in Texas and we exist in Louisiana. The other persons insurance company is Farmers.
We had a lawyer in Texas, but they were trying to get us to go to more doctors and everything " I judgement trying to milk the cow" but I was not trying to do this. I was not in any pain anymore and wanted this to be over with. So they dropped us.
We had smash coverage. We had full coverage b/c it is required here when you are paying notes on a vehicle.

Answer: The other insurance is only authoritative for the actual cash value of the vehicle, not your loan balance. If there is GAP insurance it should cover the change b/w the ACV and the loan less late payments/fees.

The cop is right...you failed to yield. Due b/c you get a green arrow doesn't give you the option to just go enter an intersection w/o tractable to other cars that may already be in the intersection. You have to look first prior to entering, and even if it's clear, you still have a responsibility to maintain a proper lookout & take reasonable & prudent steps to avoid an catastrophe, like honk, stop, etc. If I recall my Texas law correctly, it is a modified inadvertence state, which means if you are found 51% or more at fault for an accident you can not recover. If you're under the 51% sill, you recover up to your negligent free percentage. Your failure to yield may reduce your blanket settlement, both for your property damage and your injury claim.

If you have insurance go through your own insurance company...that's why you have it. Let the carriers hash it out b/w each other.

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What Is The Normal Amount Of Time For State Farm To Settle An Insurance Claim On An Automobile Accident.?

Question by waiting for a miracle | Posted in Insurance & Registration


 
 

Automobile Insurance Claims Settlements Time Limit In Virginia?

Question by pillboxs | Posted in Law & Ethics


Answer: what do u desire to know about it

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Someone Broke Into My Car And Stole My DSLR. Can I Claim From My Home Insurance Instead Of Car Insurance?

Question by ramonc | Posted in Insurance

Someone bankrupt into my car and stole my DSLR while parked overnight in our gated driveway. The camera appurtenances cost about $2000. I'm wondering if I can file a claim with my home insurance instead of my automobile insurance.

Answer: Truly, you'll HAVE to claim it on your home insurance. Most auto policies offer no coverage for items stolen from the conveyance unless it was permanently attached.

Be advised, cameras are sometimes subject to coverage limitations on homeowners policies. Confidently you're:
a. Covered
b. Not subject to a $$ limitation
c. Not using the camera for business use (another stipulation)

Good luck on your claim.

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If An Automobile Accident Is My Fault, Can I Still Present A Claim Against The Other Person's Insurance?

Question by Mochalex | Posted in Insurance & Registration

I recently backed into a humongous truck with my little Dodge Omni. The damage to the truck was merely a cracked rear end-light, but my tail-light was completely shattered and back driver's side corner of my car was dented in in point of fact badly.

At first I assumed I would have to cover the repairs to my car myself, since it was my fault. But I have since received a letter from the other guy's insurance cast which vaguely stated that they acknowledge receipt of my claim and that i should keep my expenses to a minimum. I took this to unpleasant that his insurance would cover the damage to my car after all. The thing is, I've been unable to get in touch with his insurance agent to find out how to proceed.

I'd like to moral get the car fixed and then mail them the receipt for reimbursement. The thing is, if they're not going to cover my expenses, I wouldn't discomfit getting the body work done. The Omni's days are numbered anyway, so I'd just fix the easygoing.

What should I do?

Answer: There is no convince for the other policy to pay for repairs after an accident that is your fault. You probably received a form character. I would read it again carefully, because it doesn't sound like an agreement to pay, just letting you grasp they are looking at the circumstances.

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What Are The Types Of Automobile Insurance In USA ?

Question by Mebtlsha | Posted in Insurance & Registration

I'm doing a explore for my course , comparing this service in my country to which in the USA ...and more specifically about the private and commercial cars... a claim saying that USA's provisions are strictly applied ..i.e the son driving his originator private car is not entitled to any compensation in case an accident is occurred .....because it's not the "son" car..(which at the same every so often old-fashioned is not going the same way here ...as long as the car is insured so anyone drive it is insured ..regardless of the proprietor of the car...and just there it is the debate point...what do you think about it ?
so ,I'll appreciate if you could feed me with any thoughts any suggestion any information any links concerning that or even automobile insurance in general...

Answer: First rethink this posting I made to another question a while back. In it, I listed the different kinds of auto insurance, the importance of getting more than the minutest required by law, and for a new driver the importance of getting it before taking possession of the car. I also talked about new car financing options.

One article I did not address here, but is important. You need to get some kind of identity theft protection insurance because the act of buying a car, and registering it, are additional ways your records can be exposed to that risk. .

http://answers.yahoo.com/question/index; _ylt=AvzeSUGRZPc63UvNTBMTtIPty6IX;_ylv=3 ?qid=20070719151415AA3ACTP

With particular to your specific quesitons, the insurance and fault, lies with a combination of who is driving the car, if they have the permission of the holder, and the owner of the car, and what insurance is on each, and the rules of the state ... different states have different rules. I gave some links in the above guarantee b make amends for. You also need to review fault vs. no-fault states and what requirements there are to have proof of aegis with you ... some states just require proof, others require you to have the proof with you when you driving.

Theorize you have a family car and a teenager coming of driving age. Your auto insurance needs to spell out whether or not the teenage youngster is covered. If there is an accident with the child, the insurance company can deny claims on the grounds that you had not been paying the bonus money to have the child covered by the policy. It can be very expensive to add a teenage driver to people auto insurance policy, but much more expensive to buy separate policy for the child.

Insurance rates alternate with the type of car. There is the perception that kids will drive faster and more dangerously in sporty cars. There are also some sort names more favored by car thieves. This impacts risk and thus insurance rates.

I am an older driver. I have a odd discount on my insurance rates by me refusing to let any person below the age of 25 drive my car. This means that when I deposit my car, I cannot go to those places where they have some valet or mechanic park my car, because I don't know ages of people employed there.

It is all about danger of auto accident. What you can do to reduce risk gets you lower insurance rates.

What do you bad by commercial cars .... renta-a-car at airport, have a company where car or pickup odds or van belongs to the company & various employees drive it?

If you plan on driving your intimate car to another nation like across the US-Canada border, you should talk with your auto insurance agent first. The peril of having a car stolen is much higher if it is in Canada with US license plates. There's other adjustments to the imperil that you want to review in advance.

You might also ask your personal car auto insurance agent about how that coverage applies to a rental car. For instance, I have a high deductable on my personal car to reduce cost of insurance, and I am willing to drive around with a few dents & scratches, but I might not hunger deductable when using a rental car.

As for a company car driven by employee, you need to ask both your withdrawn insurance and the employer about this ... for example, I would expect that the ONLY drivers authorized by the insurance on the company car are employees of the companions (not their family members or friends) or people at some auto repair place.

If throng car gets in an accident, where the driver had permission of the employee of the company, the company insurance is not growing to cover that, if the rules of the company and company insurance did not include drivers other than employees.

So the master may be legal driver, but the insurance has to be the insurance that is carried by the driver, not by the vehicle.

When you get your driver's license, you have to show strong that YOU have auto insurance.

When you get your auto registration, you have to show proof that YOUR CAR has auto insurance.

When it is only you driving your own car, then same insurance. When you loan your car to someone else to imply, it gets more complicated, depending on restrictions in your insurance (like mine does not cover driver below age 25), and state of affairs law.

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