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How Do I Claim Compensation From My Insurance Company? |
It has infatuated my insurance company over 15 weeks to put right my living room after it was damaged by lightning. All because they had appointed erosion adjusters who took their time giving the go ahead to the builders. Is there any sort of compensation I can claim for? Remarkably seeing as I have a 4 year old son and they still hvent replaced my fireplace.
I was originally told it would take 2 to 4 weeks.
| Answer: Your first in the matter of of call is to put in a letter of complaint against the insurance company outlining your experiences. Your policy/ IDD must have details of how to kick included. They have to acknowledge the letter in 7 days and either give a holding reply or a final retort 28 days later. If they give a holding reply then they must make a final rise within 28 days after that. In the final letter they can either deny the claim, admit it in part or fully take it. If the latter two then they may make you an offer of compensation. If you do not agree to their response you can take matters to the Financial Ombudsman Advantage (details MUST be provided in the final letter you receive). This costs you nothing but it costs the insurance house about £350.00. They must agree to the FOS decision but you need not. |
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