I Need A Database For Estimating Costs Of Personal Property Items (like Clothing) For Insurance Claim.?

Question by C M | Posted in Insurance

I don't scarcity to look up each individual item on the Internet--it is too time consuming. What do insurance adjusters use to act on value? Or public adjusters? sweaters, shirts, skirts, vintage clothes, coats, designers who are now gone from the section, how can I find out the value?
Adjusters must have access to a variety of databases and bluebook type indexes. Where can the homeowner access these?

Looking For A Database To Discover An Insurance Policy And Liability Limits To File Claim For Injured Person?

Question by kgray623 | Posted in Insurance

we describe injured plaintiffs who need money before settlement with an insurance company occurs. Due to the universal time period it takes an attorney to demand through court proof of insurance and the amount of coverage, we are looking to hurry the process in order to assist our clients who if insurance coverage was confirmed on a property or a auto etc., could have access to a sliver of the antisipated recovery now vs. waiting months for the discovery process to produce the insurance ploicy.

Choicepoint has such message which is only available to the insurance industry but this information is in thier database and we have spent an exhustive search looking for any outset that would produce this service at a per occurance fee and have found nothing available.

If you know of any direction we can look please send the advice as destitiute people are adversely being affected by the vexatious delay insurance companies treatment with injured claimants.

Cordially,

Kari

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Does The Insurance Company Enter Serial Numbers Of Lost Items Into A Database?

Question by Nicole P | Posted in Insurance

I recently had a burgulary at my residence and filed a claim with my insurance company. I thought my laptop was stolen and gave them the serial company for it to be replaced. They have replaced it but my sister recently admitted to me that she actually BORROWED my laptop. If I were to take my laptop in for rite, would they run the serial number and think that it has been stolen. FYI--I did not report the serial number to the peculiar police. So my question is; Did the insurance company report it to the police or do they report it to some kind of citizen database? I would like to keep both laptops.

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How Long Does An Insurance Claim Take To Be Prossesed?

Question by ggrg | Posted in Insurance & Registration

I was embroiled with in a car accident. I was rear ended and not my fault.The insurance company assessed my car and it is unrepairable.I sent them all the documents they requested two weeks ago.Yesterday I called to see how the claim was universal and the woman was very vague with me .She said my details had been logged and that they had received all the relevant documents but they still had to be put through the database.When I asked how eat one's heart out this would take she told me it went in date order.She was a bit sharp with me and I am not a confrontational person so upstanding said thank you to her but I still have no idea whats going on.I don't want to phone up circadian and harass them. Does anyone know how long the proses takes .Friends have told me it only takes a join of weeks from when the accident but I had my accident a month ago.I am with a very reputable company and have been with them for over 15 years. I am on edge that there is something wrong that they are just not telling me

Which Life Insurance Company Is The Best In Settling Claims?

Question by rozanne | Posted in Law & Ethics

Which mortal insurance company is the best in setting claims? I want to buy a term life insurance for 25 yrs. I am 35 now. Please intimate good plan and life insurance company. Is there any database where we get more information of claim record.

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Where Do Car Insurance Companies Get Your Driving Record In CA?

Question by True2it | Posted in Insurance & Registration

I hit a guys bumper while driving a society car a couple of years ago and I thought he filed a claim but the company took care of it and I never heard about it again. I'm getting car insurance and I pulled my driving register from the DMV and all I have is a seatbelt violation but no accidents. Is there another database somewhere that insurance companies will check or is it just your DMV record? Maybe this all got settled without insurance intervention and I dont' fall short of to pay higher fees if its not necessary. Am I in the clear?

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What Information Is Kept In The Auto Insurance CLUE Database?

Question by Leanne | Posted in Insurance & Registration

I was wondering if it were conceivable to avoid past claims listed in the CLUE database by getting a new DL license tons or a DL in another state. What info is tracked on a person relative to their claims - DL#? Soc Sec#, birth epoch?

In other words, how can a person no longer be linked to their past CLUE records?
What close identification data is kept on a person in the CLUE database?

Is it only DL#, or is there also SSN and/or DOB?

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What Kind Of Insurance Should I Buy For My Software Company?

Question by Derek C | Posted in Insurance

My software company is an LLC which sells database tracking typewrite software to businesses for about $400 each. In addition to protecting my personal assets with the LLC, I would also like to buying insurance against any lawsuits that might arise from a customer who might claim that the software caused them to lose time or take in some way. This is a one person product company, not a service business. Should I be looking for E&O insurance, Professional Hitch insurance, or ?

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Home Insurance Rates?

Question by Jeanna G | Posted in Insurance

If under Erie insurance I interfile a claim for my roof due to storm damage and the claim is denied and not paid; I understand that a claim mark would be posted against me but why would it occasion my insurance rates to double when no money exchanged hands. Did Erie enter the claim incorrectly into the Claim/Dying database? Is this a common tactic of Erie or other insurance companies? Am I not allowed to ask questions, get help in pronouncement out if we are damaged without paying through the nose? Also, how long does this claim mark stand against my rates?
I did hire charge a roofer and he completed a report including pics that showed damage. I filed the claim b/c our field had two major hail storms in April/May. I thought after I hired the roofer, had a description prepared and followed up with a claim through my broker that there would be no problems. Unfortunately this is how I am being dealt with. Run from Erie run. They have shocking rates but substandard customer service and love to jack rates over any young thing they find. I wonder what they would charge Jesus?

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How Do I Find And Prove My Doctor's Tax ID # To Insurance Company?

Question by Twibli | Posted in Insurance

First, my insurance claim for my psychiatrist was denied because they claimed that perceptual health diagnosis codes stop at 312.00 and mine was 314.00. I just proved them immoral on that.

Now they are claiming that my doctor does not have a valid tax ID code, even though my other insurance company has been paying him on the tax ID pandect I have for the last 14 years (My husband's company changed mental health insurance providers). I condign checked and validated that he is a licensed physician in my state, but I have been unable to find a way to prove that his tax organization is valid. His office will only confirm that it is his valid tax code, but the insurance company wants standard. All I can find are search companies who want a fee to prove that his tax code is valid.

Does anyone be familiar with of a free database where I can look up and prove his tax ID code number? Thanks very much.
Our local IRS service will not talk to me or answer questions over the phone, and I am disabled and it is quite a difficult item to get to the office, as I have to be transported.

The Tax # is printed right on the statement and has been verified by the doctor's commission when I called them. The insurance company says that they will only accept the number if we set up a three way call with the doctor, which will cost me a least of $100 to the doctor for his time, and could take a month or two, as he is booked out very far. I'm sure there is no diagnosis cipher for the doctor to talk to the insurance company, and that money would come out of my pocket. This is for only one bill, and $100 is what the insurance retinue should be paying. Should I have to do this with every bill from him, it will get quite expensive. Since the money is being reimbursed to me, not the doctor (I pay him the full amount every visit), and I can evince he is licensed , why would they need verification of his #?

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