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Is The Auto-insurance Claim Information Shared If I Switch The Insurance Company?

Question by Sean P | Posted in Insurance & Registration

Hi!

I am with auto-insurance actors X right now and due to few number of insurance claims that I had made, my insurance is going up. I am wondering if I try to switch to some company Y, will X interest my claims information with Y?

Thanks!

Answer: Most of the period, yes they will find those prior claims.
Many insurance companies participate in a national database that tracks claims. They will also croak review you MVR records of any tickets or accidents. It is very difficult to slip one past an insurance company.
Fraudulently stating fewer claims than you in actuality have is not a good idea. If you filed another claim and the prior ones were discovered, they could deny the new claim, back commission you a higher rate, and/or cancel the policy on the spot.

Because your rate went up due to the claims, it's not a bad opinion to shop around, just make sure they are rating you with knowledge of those prior claims.
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Insurance Claim Information With The Post Office?

Question by zappy3pro | Posted in Insurance

I sent out a handbag to my sister for her birthday...I put childbirth confirmation on it. It has been 13 days since I mailed it out and it still hasn't been delivered. If the item is not delivered can I order an insurance claim although I did not purchase any...it's worth under $100

Answer: You can't arrange a claim on an item that was not insured. If you requested delivery confirmation, you should be able to trace the element through the number given to you when you purchased the confirmation. See the link below:

http://www.usps.com/send/waystosendmail/ extraservices/deliveryconfirmationservic e.htm

This tie-up gives you your options:

http://faq.usps.com/eCustomer/iq/usps/re quest.do?sitting={546dd630-fab2-11dd-77c 1-000000000000}&event=1&view()=c %7B0631baa0-57e2-11dc-51b6-000000000000% 7D&objectId=&eksObjectId=&ob jectType=Carton&isJumpEnabled=false&am p;isContentJumpEnabled=false&vendorK ey=&objTitle=&versionId=1761& ;searchProperties=class:natural&natur alAdvance=false&allStr=&phraseSt r=&anyStr=&noneStr=&keywordS tr=&tTitle=&topicFromSub=&to picsORSubUrl=&statement(0000)=p{e4ae5a1 0-6973-11dd-e6c4-000000000000}&bcobj ectId={e4ae5a10-6973-11dd-e6c4-000000000 000}&search=childbirth%20confirmation& amp;topicAndSubtopic=Customer%20Service$ ALL

This link allows you to file a abandoned item report:

https://postalinspectors.uspis.gov/forms/MLNtRcvd.aspx

When the note is found, it will be returned to you.

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Am Trying To Get More Information On Insurance Claim ?

Question by gimmeahug02 | Posted in Insurance

This is my first scuttle and my fault and i was ticketed. My insurance company just sent me a letter telling me that the damages might outrun my policy what can i do?

Answer: Insurance companies will not pay any more than your game plan coverage limits. If you were carrying only the legal minmimums, that is not enough. You will be liable for anything over what the insurance covers.

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Motorcycle Insurance Claim Information?

Question by tim_house2003 | Posted in Insurance & Registration

My motorcycle was blown off the kickstand during some bad sick today and cracked the fairings (plastics) pretty badly. Will i be able to frame an insurance claim about this, i have full coverage insurance. Also will a police report be necessary.

Answer: Yes....You should have coverage under exhaustive subject to any comp. deductible you may have

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I Need A Good Letter Request Claim Status Information From An Insurance Company?

Question by n.nelson07 | Posted in Insurance

I am a medical biller working on old claims for my pediatric repetition. I called the insurance companies but because the claims are back in 2005 they have been purged off of the system and they state that I have to request the information in longhand. I need help.

Answer: I hint at you send a written complaint to your state's insurance commissioner's office. Be sure to involve a copy of each claim and copies of ALL documentation regarding the claim: for example, if they were transmitted electronically, send a facsimile of the transmittal receipt; if any were denied, send copies of the denials and your office's appeals; if any calls were made from your favour to the insurer about the claims, print a copy of those; if you faxed any of the claims, send a example of the fax receipt(s).

Ask the commissioner's office to contact the insurer about these claims, since it's your position that they were filed well-timed and the insurer failed to respond. However, if the insurer responds that it didn't receive the calims and you have no strong to contradict that, your office will have to write off the expenses.

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Help With Health Insurance Claim Form: What To Fill In The Patient Information?

Question by tictac | Posted in Insurance

Hi, I'm wondering what to fill in the staunch information section? Is that me myself? Or someone else who's under my insurance plan? There's a table to fill in, and each has to indicate the relationship with the plan member (me), so I'm wondering if this information is for 3rd cocktail other than me myself? Thanks.

Answer: The stoical information section will be the details of the patient, if you are the patient then it is you, if it is someone else covered by your policy then you enter their details and their relationship to you.

Where it is you who is the constant enter "Plan Member" in the box asking about relationship to down member, hope that helps you.

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Insurance Claim Mis-information?

Question by disgruntled | Posted in Insurance

So, my car got pranged in a supermarket carpark, the other guy disappeared before I returned to the car.
Phoned the insurance Theatre troupe. They said that my 7 years no claims would reduce to 5 but they only recognise 5 so it would make no difference to my inducement next year. So quickly did the math and taking into account the excess etc decided to submit the claim.
All done, grand,super.

Now they tell me that my no claims is reduced to 3 years not 5.

So, my question is: is the first phone discussion binding?

Answer: Yes, it is binding, if you can establish it happened. It is called "estoppel." When the insurance company tells you there is coverage or they are prospering to be paying something, they cannot rescind it without proper reason.

Not all phone conversations are recorded. However, all being well you have the time/date you called and the name of the person you spoke to. Insurance companies usually will set up a note in your file as to who spoke to you and what was discussed. If the person wrote what they told you into your dossier, they will be on the hook for it. If they didn't, the burden of proof is on you to prove it.

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What Information Do You Need To Claim Insurance For My Broken Ipod At Apple?

Question by Prmudder | Posted in Music & Music Players

I bankrupt My ipod and I didn't know if i needed an ID or confirmation or something. I know Apple needed the serial edition But,didn't know if they needed something else like names or phone numbers or something creator i received it as a gift. And my warranty is good on it till december.

Answer: You must send like names or phone numbers or something produce as the information

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Is It Illegal Not To Do An Insurance Claim During An Accident?

Question by Willy L | Posted in Insurance & Registration

I had a smaller minor accident, the only damage with the cars are scratches, we did take each other's insurance information down though but she said that if the mechanic says nothing is villainous with her car then we don't have to do a claim. What I'm wondering is if this is illegal since we both really don't wanna go through insurance stuff, and she thinks it's my fault I propose b assess it's hers, the damage is minimal so we don't really care. Also if we agree not to do a claim, could she somehow backstab me and claim it like days/weeks/months later?

Answer: No, it's not unauthorized to not report a claim after an accident.

Yes, she can always claim it later. Even a year later.

I would just report it to your insurance ensemble as a "notice only", not a claim. AFTER discussing it with your agent, who can tell you who's in actuality at fault for this accident.

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Can You Report To Your Car Insurance A Claim Without The Other Party's Information?

Question by Jay | Posted in Insurance & Registration

i havent reported the fracas since last week because i dont know what to do, i gave my information to him, but he gave his, now i was going to let my agent have knowledge of what happen, but thing is i dont have any information of him just his name and cellphone number. What should i do please help me through you.

 

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