 |
A Top Rated Accident Lawyers Do-it-yourself Guide To Winning Car Insurance Claims.
Learn how to settle your car accident claim for full value but without the expense of hiring a lawyer.
Download NOW! |
|
 |
Can I File An Insurance Claim On My Renters Insurance Policy For A Loss That Happend 2 Years Ago? |
Question by tina | Posted in Insurance
I had a shoplifting that is covered under my renters insurance policy, but it was almost two years ago and want to know if I can still file that claim?
Answer: You're prosperous to have a really hard time getting that paid.
If you filed a police account at the time, you sure can try to file the claim. If you didn't file the police report, then there was no thievery, legally, and the insurance won't pay. |
| |
When Can A Second Beneficiary Claim A Life Insurance Policy? |
Question by MJallday | Posted in Insurance
If it's been over a year and the exceptional beneficiary still hasn't filed the claim, can the second beneficiary claim the policy?
| Answer: No- at least with the retinue I used to work for. It will only be paid out to the primary beneficiary listed on the policy if they are still living. Indirect beneficiaries receive the pay-out if and only if the primary beneficiary passes away. |
Related Topics:
Title Insurance Claim
Farm Bureau Insurance Claim
Insurance Claim Laws
| |
How Do I Find Out If Theres An Insurance Policy To Claim? |
Question by sonia_j_1029 | Posted in Insurance
Theres rumors that my progenitor(now deceased) left an insurance policy one for me and another for my sister. i dont know the insurance company or when he may have signed anything. how would I go about determination some of this info out?
i dont have any papers that would show me if there was a policy
Answer: Well, the first be, is to become executor of his estate.
In other words, if you're looking for some kind of central database you can look it up, there's no such horse.
After you're legally appointed executor by a appreciate, you go to his old banks, to get copies of checking account statements, to see what company he was paying. You get access to his aegis deposit box. You pay a $75 fee to MIB's application finder, and they'll give you a list of companies that received an Solicitation on him, but only for the past ten years. You go to his insurance agent, accountant, and attorney, and look that up. You get a copy of his will (possibly it was already filed in probate court?) and see if it mentions life insurance.
But if someone else is ALREADY executor of his estate, you're not prosperous to be able to do any of this.
70% of people who die in the US, die without active life insurance in force. Most people WITH life insurance, do not have multiple policies. Also, it would be Hugely unlikely for him to leave the major children as beneficiaries, and cut out a spouse.
Bottom line - you'll have to iron the people who told you the 'rumors' for more info to track it down - but dollars to donuts, they are principled guessing and have no real info. |
Related Topics:
Medical Insurance Claim Form
Insurance Claim History
Denied Health Insurance Claim
| |
Is It Necessary To Hire A Private Adjuster For A Fire Insurance Claim On Your Insurance Policy? |
Question by tasiamae | Posted in Insurance
i have heard it will exhort your insurance company pay the right amount that is due you
| Answer: The Prof is pure. It is not necessary but using a Public Adjuster is a good idea. It is the adjuster's job to execute with the insurance company's adjuster in order to assure you get the full benefit provided by your coverage. |
Related Topics:
Insurance Claim Adjuster Job
Marine Insurance Claim
Funny Insurance Claim
| |
Can I File An Insurance Claim After A Policy Expires For An Event That Occured During The Policy Period? |
Question by vballdrummer | Posted in Law & Ethics
I had a rip-off and fraud loss during the construction of our home while under a Builder's Risk policy. (I was the proprietress/builder named on the policy). That policy has been replaced with a traditional homeowners policy now. Can I go back and file a claim against the Jeopardize policy for property and $$ reported stolen during the term of the policy but never recovered? The police reports were made when the Gamble policy was in effect.
Answer: Yes but there is a then limit on that as well.
Every policy is diferent, then the laws are diferent everywhere. But the fundimentals are the same everywhere.
File the claim as soon as imaginable
You will need to answer this question.
Why did it take this long to file this claim?
An honest answer is all that is required. " I was buisy with the construction of the dwelling-place, had other priorities, now that the house is finished, I am addressing the loss issues."
Is a resonable solution.
Good luck
Doug |
Related Topics:
Insurance Claim Tips
American Family Insurance Claim
Insurance Claim Question
| |
How Would I Find Out If Someone Received An Insurance Policy Claim? |
Question by joebon1108 | Posted in Insurance
Answer: You have to ask them.
If you're asking, is there a database where you can look it up, or a issue you can call, the answer is no.
Insurance transactions are private transactions - protected by privacy laws. |
Related Topics:
Insurance Claim Procedure
Insurance Claim Laws
Claim In Insurance
| |
Can Someone Not On My Insurance Policy Make A Claim? |
Question by nrstephenson02 | Posted in Law & Ethics
I have an matter with a family member that isnt on my insurance policy make a claim on a veheicle that was in mine and their name but the insurance policy wasn't in their name at all but since in small burgh the insurance company allowed them to file a claim on my policy without my consent. Is that not illegal?
Answer: Some insurance companies will not layer family members living in the same household unless, they are covered on your policy. Was your family colleague operating the vehicle and an accident occurred or were you operating the vehicle and an accident occurred?
If you were driving the mechanism and got into an accident and your family member was in the vehicle at the time they are allowed to file a claim for their bodily injuries sustained due to the accident. If your family member was operating the vehicle and got into an catastrophe, he/she is not in titled to file a claim for the damages to the car or for injuries that were sustained due to the accident.
If the later applies, he/she has committed insurance swindler which is illegal and it is up to your insurance company to investigate the fraud and take the necessary legal actions against your kinsfolk member on your behalf.
Since, I do not know if your policy covers family members in the same household or uninsured drivers it is searching to completely answer your question. Please add any additional details to your question that you feel are apposite and I can give you a more precise answer and tell you what legal avenues are available to you so that you can rectify the egress.
Best wishes. |
Related Topics:
Farm Bureau Insurance Claim
Denied Health Insurance Claim
Insurance Claim Processing Services
| |
As Beneficiary To A Life Insurance Policy With An Accidental Death Claim Can Anything Tie Up The Processing Of? |
Question by margritwagner | Posted in Insurance
I am the beneficiary of a subsistence insurance policy purchased by my fiance who passed away in a car wreck recently. Two policies were purchased by her naming me as the beneficiary but the delegate is telling me they can't be processed until an executor or heir signs a Hipaa release and if no one will then the claim cannot be processed. This does not seem disinterested or correct. Can anyone tell me what to do?
| Answer: Since it is an lucky death claim it sounds like they are just trying to verify that she died in a procedure that makes the benefit payable. In order to do that they will need to access her medical records. Since you guys aren't married they will possibly go to her parents to get the Hippa release signed unless she had a will naming you her executor. As protracted as everything checks out with the investigation you will eventually get the money. It may just take a while depending on how cooperative her parents and the medical facilities are. |
Related Topics:
Insurance Claim History
Funny Insurance Claim
Insurance Claim Database
| |
If I Put Brother As Named Driver On My Insurance Policy & I Make A Claim, Will This Affect His Own Insurance? |
Question by David W | Posted in Insurance & Registration
My reward is less with my older brother as a named driver but obviously if i make a claim he doesnt hunger it to affect his own insurance policy.
| Answer: no it will not wear his insurance at all. you will be fine. my wife and i do the same thing. hope it helps |
Related Topics:
Marine Insurance Claim
Insurance Claim Question
Faith Insurance Claim
| |
How Do I Make A Claim On Insurance Policy With Only Limited Information About Company? |
Question by Felicia R | Posted in Insurance
baby purchased policy on me in 1975 and paid it off in 1990. she has passed and so has father along with all information reguarding said policy. i only have name of establishment DURHAM LIFE in raleigh nc established in early 1900s
Answer: You can't claim on a policy, if the insured individual - you - isn't dead.
But you can contact them, they've merged into Monumental Life. If there REALLY is a paid up policy on you, they'll have it.
But most tenable, it lapsed or was cashed in. If it IS still in force, it will have to be probated through your mother's estate before you can take it over.
Monumental Vital spark Insurance Company
(a member of AEGON USA Group)
A.M. Best #: 06742 NAIC #: 66281 FEIN #: 520419790
Whereabouts: 4333 Edgewood Road N.E.
Cedar Rapids, IA 52499
UNITED STATES
Phone: 319-355-8511
Fax: 319-355-2210
Web: www.aegonins.com
This rating is assigned to companies that have, in our id, an excellent ability to meet their ongoing obligations to policyholders.
Best's Ratings
Pecuniary Strength Ratings View Definitions
Rating: A (Excellent)
Affiliation Customs: g (Group)
Financial Size Category: XV ($2 Billion or greater)
Expectations: Stable
Action: Downgraded
Effective Date: April 23, 2009 |
Related Topics:
American Family Insurance Claim
Claim In Insurance
Making Insurance Claim
related Directory
Policy Forms - Insurance Claim Help
Insurance Claim Usurp offers free resources and advice to help you get coverage and build up your auto, home, business and denied insurance claims.
|
The Legal Practice Followed For Private Injury Insurance policy Claim Cases 
Meanwhile, experts suggested that consumers must do some digging before buying an insurance policy because buying an auto insurance policy can make you