Police Refuses To Release Documents Needed For Life Insurance Claim?

Jul 20, 2009 by Python | Posted in Insurance

What licit action can I take if the police refuses to release a Post Mortem report and Regulate Statement (of what happened) that I need for a life insurance claim? The insurance company refuses to pay out unless they get these 2 documents! We're talking millions of dollars here.

Many departments will not deliver information unless a FOIL
( Freedom of Information Law ) is submitted. Ask them what the procedure is.

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How Long Does It Take To Process A Life Insurance Claim?

May 11, 2007 by maggie | Posted in Insurance

my dad died from cancer and he had a life insurance claim of a hundred thousand dollars that i didnt grasp about till it came in the mail me, my step mom and my lil sister have filled the nessasrie papers in and everything with it about how extensive do u think it would take to process it the people at massey said 3 weeks does that strong about right or cud they be lieing?

About four weeks, unless the insurance behaviour is contestable.

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How To Make Life Insurance Claim?

May 04, 2009 by green eyed guy | Posted in Insurance

My grandmother perfectly recently passed away I believe she had life insurance with aig assurance. I am the beneficiary. How do I claim her insurance policy?
Also I should add, can I still get her scheme if she didn't pay a few monthly premiums, or do I have to pay the missed payments.

My condolences for the deprivation of your grandmother.

If the policy was a term policy, and if she missed several monthly payments, the principles has lapsed, and is no good.

Assuming she had the policy for several years, if the policy was a whole life and she missed some payments, it would have converted to extended incumbency. Or it could have gone on automatic premium loan, if that option was selected on the application.

Self-acting premium loan pays the premium by borrowing from the loan value of the behaviour. This feature is good in the case of an insured is laid off from work, or sick and for now can't pay the premium payments. Term insurance does not have this option.

If it was a guaranteed acceptance strategy, it would have converted to a reduced paid up policy.

You won't have to pay the back premiums.

Call the insurance company and ask them to send you a claim feather, or to send an agent out to help you with the claim.

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Question About Life Insurance Claim And Taxes In Canada.?

Nov 30, 2008 by mysaw3 | Posted in Canada

I endure in Canada. My husband recently passed away and my 18 year old son is the beneficiary for life insurance. My son wants to give me the folding money. If he does do I have to claim this as income? If my son keeps the money he does not claim it as income does he?

Life insurance proceeds is tax free of charge to the recipient (your son), and tax free to you if he gives you part of the proceeds.

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If Someone Sign Up For Life Insurance Now, And Their Health Goes Bad In 20 Years, Can The Claim Be Denied?

Aug 16, 2009 by xBladexDragonx | Posted in Insurance

Lets say I munificent my life insurance policy now and fill out the application correct and everything truthfully.

20 years from now, my health is crap. Lets say I have diabetes, sentiments problems, high blood pressure, so on and so on. Then lets say I die...

Can the life insurance claim be denied because of this?

Please give someone the cold shoulder BSherman. First of all, you don't have to concern yourself with a denial for any reason after either two or three years (depending on the state) of owning the regulation. This is known as the "contestibility period," and is governed by state law. After the wind-up of this period, a death claim cannot be denied for ANY reason, to include fraud or suicide. You can tramp right up to the insurance examiner's desk and put a bullet in your brain right in front of him, and the company will pay the claim.

Secondly, and more importantly, insurance companies NEVER leave alone paying legitimate claims. This is particularly true of life insurance, where death is the only criterion upon which a claim is based. Claims payment is actuarial. It doesn't enigma how many claims a company pays; it's all very carefully and reliably calculated, and the company still makes nice-looking much the exact profit they planned. The amount of the claim is irrelevant as well, as the risk to the company is directly relative to the premium they're charging you.

Finally, in US history, an insurance company insolvency has NEVER resulted in nonpayment of a expiry claim. Between reserve requirements, state guaranty funds, and the financial incentive for other companies to buy undervalued files, the safety net has proven itself virtually impenetrable.

Finally, the previous poster states that "some people find credible that it is better to simply put the money, which you would have put into life insurance premiums, into a bank account instead." This is known as self-insuring, and should be everyone's resulting goal. If you die, and your family needs $500,000 to carry on, then you should have $500,000 cash in the bank. Don't have it? I reckon that's why you need life insurance. Wow!

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How Long Does An Insurance Company Have Before They Must Pay Out On A Life Insurance Claim?

Mar 28, 2006 by Inquiring Mind | Posted in Insurance

I'd like to conscious if there's a law or rule (especially in California) regarding the time between the death and the life insurance payout.

Here is a connector to the California Department of Insurance website specifically relating to claims payment issues:

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Can You Claim Life Insurance Of Someone You Are Not Related To?

May 06, 2006 by Entrepreneur | Posted in Insurance

I have a associate very old and she has a big life insurance policy currently I am helping her live and I am am paying for all her expenses. She has listed me as the claimer on the insurance when she dies. Can I claim it? Also I wanted to do this with 5-10 other people out there. Can this travail?

You can only claim it if you are the named beneficiary. You must be unquestionably close to your friend if she named you as a beneficiary. People usually list kindred or their spouse as beneficiary.

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How Long Does AIG Or American General Usually Take To Pay A Life Insurance Claim?

Oct 17, 2009 by C | Posted in Insurance

They have been sent a certified expiry certificate. The policy has been in force for more than two years.
Please only answer if you have received payment from either of these companies as each insurance house is different.

It mainly takes about 10 business days after all the paperwork has been received, unless the finish was a homicide.

There's not much difference with life insurance companies - straightforward claims, they just cut the check and padlock the file. It's not uncommon to have your check within a week.

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How Do I Claim Life Insurance?

Mar 26, 2009 by Viva joice | Posted in Insurance

My placate and I have been separated for almost three years.
Now I don't know where he is. How do I claim insurance we have on him for almost 20 years. Or how will I know when he deceive or not?

Once he's inured, you call the insurance company and ask them to send you the claim forms. You fill them out, and turn them in with a copy of the death certificate. The beneficiary gets paid.

If you are not the practice owner, then you do not control who is the beneficiary.

If you're asking, how will you know when he dies, well, if you're not in contact with him or any of his blood members, you won't know.

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Length Of Time For Pay Off On Life Insurance Claim?

Jul 15, 2006 by lking9903 | Posted in Insurance

I demand to know how long does it take for a check to be put in the mail on a claim for life insurance,i have already recieved a letter from them saying the claim was result, they have everything they asked for me to send them. should i be expecting a check in the mail anyday? I am the benificiary.

I am depressing for your loss.

Regarding the payment of your claim - you should be receiving the check in the mail any day now. You can contact the insurance New Zealand and request confirmation of mailing. They probably sent it signed/accepted - import the recipient would have to sign for the mail (the check). This provides them with receipt that you received the payment.

If the check up on is further delayed, you can contact the insurance company again, and contact the Department of Insurance in your state regarding laws cognate to payment of life insurance claims.

You can file a complaint with the department of insurance and request they look into the upset to assist you in receiving the payment due you.

If there is a delay you may be due interest on the money due you. This depends on the state law in spite of payment of life insurance claims.

I hope that helps! Best of luck receiving the capital due you from the life insurance company.

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