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Why Don't You Have To Send Off Your Driving Licence When Make A Car Insurance Claim? |
Question by northerntiger | Posted in Insurance & Registration
Absotively-posolutely people could just lie about any convictions and or points and even when they are making a claim the insurance company would never know?
Answer: The DVLA, insurance, Mot, technique tax and police databases are all linked now. If a police car is following you they can tell whether you are licenced, have mot, insurance and tax, lawful from your number plate. And they can see if you have any convictions, driving or otherwise. I'm sure the insurance companies have access to nearly the same data.
I have 3 points on my licence, but i have not told my insurance. Shhhhh! |
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How Long Does One Have To Make A Car Insurance Claim In Alberta? |
Question by Made In Alberta | Posted in Insurance & Registration
Does anyone advised of, or can anyone tell me where to find info on how long one has to make a car insurance claim?
i've been in the government of AB website and the Alberta Insurance Be entitled to board but i can't seem to find the info.
Alberta is in Canada
| Answer: If I am not false, it is 2 years, the same as Manitoba, but the problem with waiting is accounting for any damage that occurs after the approve accident, not to mention remembering correct dates and details if the claim did not involve a the fuzz report, such as a hail claim. |
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How Do I Make An Car Insurance Claim For Scratches Through Car Owners? |
Question by Patti | Posted in Insurance & Registration
I bought a second-hand car a few months ago that had a near flawless finish. Over the past few months it's been scratched several times by my nephew on his bike. We've talked and now I be in want of to file a claim with my insurance. The marks are everywhere, back of the trunk, right rear quarter panel, hood, leftist rear quarter panel.
http://MaliaAnnObama.cn/car-insurance.ht ml
Answer: if your nephew's parents won't pay to have the car re painted, call your
ins. co. and describe them your car was vandalized, you don't have to say by who. they will take your claim and you will have to pay whatever your
deductible is. how did the hood get scratched? did he throw the bike up on the hood? |
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If You Need To Make An Car Insurance Claim Do They Require You To Verify Your Address? |
Question by Lenora G | Posted in Insurance & Registration
I am a grind and I'm using my parent's address, but I don't live there (I live in insurance hell aka Detroit). I would detest to pay all this money for insurance and if something happened I couldn't get a claim authorized.
Answer: Yes they have you substantiate your address. They have to know where to reach you, in addition to verifying the information provided on the insurance app. Is it a big dole out? No.
A site I've recommended in the past would be...
http://insurance.123thebest.info/
Ambition that helps. |
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Can You Make A Seperate Car Insurance Claim After The Event? |
Question by jay_w_uk | Posted in Insurance & Registration
A few months ago, someone ran into the back of our car while it was staionary.
Yesterday, our car, with Handbrake on, rolled off our push and into a neighbours car, causing £100 ish of damage.
I suspect the earlier bump may have damaged/dead on one's feet the handbrake pad (car forward ahil stationary). Could we claim the £100 back as part of the first insurance claim?
| Answer: Not if the first claim was settled. If you settled, the amount you received was a full and unchangeable settlement for all damage caused to your car, and should have been used to complete all repairs. |
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Is There A Limit On Making A Claim From Someones Car Insurance? |
Question by dave12welve | Posted in Insurance & Registration
someone hit my car 3 weeks ago and said they would pay for the mutilation cash. they live opposite me and i have there insurance details however i am sick of waiting for the money for the repairs
thats a culture limit by the way.
Answer: It doesn't thing what level of insurance you have, report it to your insurers now and they will put the wheels in motion to do their job in claiming off the other person's insurance. It's what you pay them for.
The average time limit is considered as "within a reasonable time", which three weeks is. |
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Can I Cancel My Car Insurance If The Third Party Is Making A Claim? |
Question by FJ | Posted in Insurance & Registration
Hi. I was affected in an accident in december 2007, I have informed my insurance company and have not claimed as there was no personal wound or damage to my car. The third party is claiming whiplash. I want to sell my car and cancel my insurance. Can i do this at anytime or do i have to be put on ice until the whiplash claim has been settled? please help.
| Answer: You were covered on the boyfriend of loss. Your insurance will cover you for this loss. Should suit be filed, your insurance company will defend you as well. Go before and cancel, it has no bearing. |
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Do I Have To Make A Car Insurance Claim Straight Away? |
Question by car trouble | Posted in Insurance & Registration
I am in NSW. Never had to handle with insurance before and am unsure of how the procedure goes.
I have comprehensive car insurance which is due for renewal in 2 months. Rating 2.
I accidentally scratched the bottom car door on a pole in a car park today. Also noticed a tiny crack in the windshield a yoke of months ago. The car is no longer covered by the manufacturer's warranty but is otherwise in great condition.
If I do not be bound for b assault a claim now, I will be a rating 1 driver in 2 month's time when I renew the policy and have the option to get no excessive windscreen cover plus the rating 1 protection cover.
My questions is:
Do I have to take to one's heels a claim straight away for the rear car door scratches, or can I wait for 2 months after the custom is renewed and make the claim after I get rating 1 protection cover.
Thanks for your time.
Answer: thats iffy. say you wait 2 months and say the scratch is brand new and you need it fixed, they send an adjuster out and he determines the thrifty to be "old". . . you risk big trouble even if the company doesnt pay out for it. . be finicky!
i'd weigh the benefits. is it a scratch that REALLYY bothers you? would it be cheaper just to pay it out of rip off instead of paying your comp. deductible so it doesnt affect your insurace? |
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Should I Make An Insurance Claim For An Old Car? |
Question by thehux | Posted in Insurance & Registration
My front driver's side wear out blew tearing off half of my fender (the tow truck drivers and cop couldn't put faith it) on my 1994 Chrysler Concorde. At this point, the tire is blown, the fender needs to be replaced and the car won't start. Should I flatter a claim on the car? I think it's probably a write-off but I don't want to get destroyed by rising insurance premiums.
Any suggestions?
Answer: That is what you bought insurance for.
No one was agony, No one was killed.
If it's a $1000 fix your rates probably won't even go up.
You can actually call them and ask if it's worth your while to report it to them, and at what amount of damages will your rates take-off provoke and by how much.
Again, this is what you bought insurance for. |
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What Costs Would I Incur If I Cancelled My Car Insurance Accident Claim? |
Question by dugthebug | Posted in Insurance & Registration
I snapped a spiral spring on the front shock absorber of my car as a result of crashing into a speed ramp and the car is no longer drivable. I tried to do the job myself but was powerless to do it. I have now made an insurance claim and the insurance companies recommended garage gave me a quote to replace both front shock absorbers which is unequivocally expensive. My no-claims bonus is protected. Since making the insurance claim, I have found a garage that said he could finish the job I started at a unexcessive price.I am now thinking I would like to cancel the claim end get my car back unrepaired. Is this advisable and would my insurance premium still be contrived at renewal time. Also, as my car wasn't drivable after the accident and the garage had to collect it from my crib and will have to bring it back.
Answer: Not unfailing where you’re located but in most States you have the right to have your auto repaired at any shop of your choice.
But to correlate with talk back to a be accountable your question about if you should stop your claim? No, unfortunately the claim has been filed and it will go on your CLUE report regardless (if you’re in the US). So at this detail I would just let the insurance company take care of the repairs. Now how this will affect you at renewal time is anyone’s hypothesis. Just be ready to shop rates when you get your renewal bill. Who knows it may not be that bad and if your current carter treated you well with the claim process a little increase in premium might not be that hard to swallow unusually if they took good care of you.
Sorry about your mishap, hope everything works out well and obedient thing no one was hurt. Take care. |
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