Household Contents Insurance And Making An Early Claim?

Mar 09, 2009 by giseppe b | Posted in Insurance

I had my congress burgled last night and have had most of my valuable belongings stolen. I am a bit worried about making an insurance claim. The reason for this being that I faithfully only took out contents insurance last Friday. So will making a claim so early into the policy have any complications?
I really emergency to replace what has been taken but am worried about potentially being investigated for fraud or something due to making a claim so quickly.

You will have to mark an affidavit, very likely notarized. There will be an investigation, there always is in cases where claims are made right after a conduct is effective. If the time and date of the burglary are confirmed by the police, and you are honest and direct with the insurance investigator (likely an independent specialist, not a company employee), your only problem should be the hiatus caused by the investigation.

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Is It Right For An Insurance Company To Ask For Your Financial Details When Making A Claim?

Nov 09, 2008 by searay | Posted in Insurance & Registration

I had a motor boat stolen recently and am in the middle of making an insurance claim. They have assigned a private investigator to the case and he has asked to see all my banking details. Are they allowed to do this? It's hush-hush information that i would rather not disclose. Thanks in advance.

Yes, they have the dextral to do this. It is part of their investigation. They will first determine if you had anything to do with the "theft" of the boat. If you are not involved, then they will put the investigation. The reason they are doing this is because it wouldn't be the first time someone made their boat disappear to get out from under it. Not saying you are embarrassed, just pointing out that these are often insurance fraud cases.

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Do I Need To Know Anything Before Making An Insurance Claim?

Oct 20, 2009 by fretnoise900 | Posted in Other - Home & Garden

My apartment burnt down, and my insurence spokesman cut me a check for $2000 (for immediate expences). The fire was started by a battery charger. Do I beggary a Lawyer for anything? Should I trust my insurance agent? I've never faced anything like this before, and am not sure how to handle it. Taste help?

Is There An Excess Charge When Making An Insurance Claim For Home Contents? If So, What Is Average?

Sep 17, 2009 by sonia | Posted in Insurance

my hubby thinks ours is £100 [this seams very rich for home contents]
i am sure i never had i before [with my insurance company]
it will not be worth claiming for anything of around £100 then!

Yes, the overflow should be stated on your documents.

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Is It Worth Making An Insurance Claim For $1,000 Worth Of Damage?

Mar 08, 2007 by Dan P | Posted in Insurance & Registration

I have snag insurance with state farm. A different driver damaged another car with my car. How much will my premium go up if I make the claim. The deductible is 500. also any other suggestion concerning insurance welcome. thanks

If your instrument is financed, usually your bank will require that the damage is fixed. If you can afford to pay it out of swipe, that would be your better option. Insurance is there for when you need it, not for every little nit-picky issue or for small, counterfeit claims. My advice is to pay out of pocket if possible.

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What Is Useful To Have In A Building And Contents Insurance And Making Claim Without Impacting My Premium?

Oct 24, 2006 by prabo | Posted in Other - Home & Garden

What is a must for shelter and contents as there are so many options. I also want to make sure I dont get stung so much. We have kids so could originator damage.

Also making claims for roofing and guttering, is that covered.

It's the tally of claims that makes your rates go up. If you make a few claims over a few years it shouldn't go up. But if you make it with pretend a $150 claim for this broken door, and $200 for the broken coffee table, etc. judge on it going up. It's supposed to be used for higher priced losses. Like someone breaking into your parliament and cuts all the leather furniture in your living room and it's going to take $3000 to supplant.

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Making An Insurance Claim For A New Tv?

Mar 27, 2008 by tappo | Posted in Insurance

Hi i have merely bought a new tv about a week ago and my father mounted it to the wall unfortunatley it fell off lol, i have undertaking insurance with direct line and they state standard insurance against accidental damage to tv's also i purchased inadvertent cover to all contents do you think i will get a new one through my insurance? and what do you think i should tell them i dont want to discard myself in it and make the claim void thanks

dont lie - precisely tell the truth, this is exactly what accidental damage cover is for.

I expect Call the shots Line may well have approved suppliers for TV's and will probably simply have one delivered to you from their supplier - most insurers do these days as they get majority purchase discounts and thus keep down overall claims costs.

Make sure you have your acceptance.

Good luck - dont let your dad hang the next one up!!

Jonathan

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Someone Is Making An Auto Insurance Claim Against Me?

Apr 03, 2009 by Jizohn E | Posted in Insurance & Registration

I was driving my dad's conveyance when I got into an accident, I live in California. My name is not under his insurance.. What will happen?

optimistically you will lose your licence and go to jail

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I Lost Everything In A Sewage Flood And Am Making An Insurance Claim. How Do I Claim My Hockey Cards?

Mar 22, 2007 by mary lou s | Posted in Hockey

I had then hockey, baseball, and basketball cards damaged. how do i put a value on these. i know after a short time they are not worth much.

I have a Vast hockey card collection and tons of autographs dating back to 1981 and when I inquired about adding them onto my homeowner's insurance I was told not even to harass because I won't get anything for them. Unless you're talking about Grezty rookie cards or something and you have proof you had them and COAs, etc.

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What Happens If I Want To Make An Insurance Claim But There Was A Gap In Protection On My Policy?

Jan 09, 2009 by Bad Luck | Posted in Insurance

I have got rejoinder that I should report an accident to my insurance company but at that time I wasn't insured. My policy was revoke but I just got it reinstated today. The accident was yesterday. Can I still make a claim? Very nervous, stressed and uneasy about this. Please pirate Thank you. What are my options.

We decided just to exchange information.

What does "gap in immunity" mean? Does it mean that your policy was cancelled? If so, you're NOT INSURED.

Ineluctable you can make that claim, but it's going to void the reinstatement, as the reinstatement was conditional upon you not having any losses. So, no coverage for that claim. Repentant.

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