Has Anyone Had A Problem Getting Ace Marine Insurance To Pay A Claim?

Question by leslied26 | Posted in Boats & Boating

we are in marina del rey,ca and ace marine is in willimington delaware

Does A Marine Have To Have Custody Of Their Child In Order For Them To Be Covered By Their Insurance?

Question by Country Momma | Posted in Other - Pregnancy & Parenting

I perfectly had my baby last week and his father hasn't put him on his insurance yet because he claims that the baby has to be in his custody in clean to get coverage. Its not gonna happen-him having full custody. That just doesn't seem -karat to me. Does anyone know? Does our child really have to be in his custody in order for him to be covered by military(USMC) insurance?

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What Is The Procedural History Of St. Paul Fire And Marine Insurance Co. V. Toman?

Question by daziedgirl | Posted in Insurance

I am troublesome to get into insurance sales and I was asked this question by a potential employer after I read a short briefing on the what really happened. I don't think I don't think I got it right. Just wondering if I might of said the right item or not.


Here is the case for quick reference:

Supreme Court of South Dakota.
ST. PAUL FIRE AND MARINE INSURANCE Establishment, Plaintiff and Appellant,
v.
James T. TOMAN, Defendant and Appellee,
and
Van Collins, Defendant.
No. 14301.

Argued March 20, 1984.
Asseverative July 3, 1984.

Following filing of claim by insured for fire loss under a valued policy, insurer filed declaratory judgment function, asserting that insured had no insurable interest in house at time of fire. The Circuit Court, Sixth Analytical Circuit, Tripp County, Marvin S. Talbott, J., entered judgment in favor of insured, and insurer appealed. The Outstanding Court, Hertz, Circuit Judge, held that: (1) though auctioneer was insured seller's spokesperson in auction of house which was to be removed from his farmstead, this did not establish authorization to execute way of conveyance on behalf of insured; (2) sale of the house was not a sale of an interest in real property, and thus provisions of the Uniform Vendor and Purchaser Risk Act did not apply; (3) insured seller retained an insurable interest in the diet after auction sale but before it was removed; and (4) insured was entitled to prejudgment interest only from the period of refusal of claim and not from date of fire.

Affirmed, with modification as to prejudgment interest.

West Headnotes

[1] Auctions and Auctioneers 6
47k6 Most Cited Cases
Auctioneer and clerk were agents of seller for purposes of selling his hallmark at public auction sale.

[2] Auctions and Auctioneers 6
47k6 Most Cited Cases
Episode that auctioneer was seller's agent in selling at public auction a house which was to be removed from seller's farmstead did not locate that auctioneer was authorized to execute an instrument of conveyance on behalf of seller. SDCL 43-25-1, 59-8-1.

[3] Insurance 1790(5)
217k1790(5) Most Cited Cases
(Formerly 217k115(6))
Provisions of the Unvaried Vendor and Purchaser Risk Act were not applicable to determine whether seller of house which was to be removed from his farmstead had an insurable interest therein after auction trading and before removal, since sale of the house was not the sale of an interest in land. SDCL 43-26-7.

[4] Property 4
315k4 Most Cited Cases
Sales marathon at public auction of house which was to be removed from seller's homestead was not the sale of an interest in loam. SDCL 57A-2-107(2).

[5] Insurance 1790(5)
217k1790(5) Most Cited Cases
(Formerly 217k115(6))
Seller of house which was to be removed from his farmstead had insurable interest therein, after auction transaction but before the house had been removed, where buyer knew that seller was occupying the house at least on a part-interval basis and that removal of house would have to be negotiated with seller. SDCL 57A-2-104(1), 57A-2-107(2), 57A-2-501(2), 57A-2-509(3), 58- 10-8.

[6] Interest 39(2.35)
219k39(2.35) Most Cited Cases
(Formerly 219k39(2))
Insured was entitled to prejudgment interest on claim for fire forfeiture under a valued policy only from the date of refusal of the claim, and not from date of fire, absent showing that insurer was dilatory in conducting an inquisition of claim, and absent other evidence upon refusal of claim, date of refusal would be fixed on date that summons and squawk in insurer's declaratory action was served on insured.
*147 Michael L. Luce of Davenport, Evans, Hurwitz & Smith, Sioux Falls, for plaintiff and appellant; Carleton R. Hoy of Davenport, Evans, Hurwitz & Smith, Sioux Falls, on condensed.

Mark F. Marshall of Bangs, McCullen, Butler, Foye & Simmons, Precipitate City, for defendant and appellee; Joseph M. Butler of Bangs, McCullen, Butler, Foye & Simmons, Swift City, and Michael Strain, White River, on brief.

HERTZ, Compass Judge.

Plaintiff-appellant St. Paul Fire and Marine Insurance Co., (Insurer) appeals from a declaratory judgment in favor of the defendant-appellee, James T. Toman (Toman). The judgment awarded Toman $28,000.00 under a valued practice issued by the insurer, together with prejudgment interest computed from September 26, 1981, the date of the fire. Insurer claims the bother court erred in the awarded judgment, and in the prejudgment interest calculation. We affirm, and remake the prejudgment interest award.

In a newspaper display advertisement Toman advertised his unrestricted auction for September 23, 1981. Among the items listed for sale was a 24 foot by 40 foot race which was to be removed from Toman's farmstead. Prior to the auction sale, the auctioneer announced that the theatre had to be removed under terms negotiated by the buyer and Toman.

Van Collins was the successful bidder at the tag sale. He purchased the residence for $3,250.00, and issued his check to the auctioneer f

Can Any Body From The Insurance Field Clarify?

Question by Sridhar | Posted in Insurance

Is there any coverage for Frustration of Voyage the under Marine Insurance Custom? It happens at times, when a Vessel is attached by the even the lower most court due to some dispute not cognate to the Ship or cargo, the vessel is not permitted to sail because of some silly dispute between the wind-jammer owners/agents and the crew when even the junior most crew or employee of the shipping Companionship/Agents, joins some local unions and want to create problems.The Exporter after completing all the customs formalities loades the consignment on board the vessel, and the ship owner/agents accept the cargo and issues the Bill of lading in passable faith. Now because of the attachment order, the Customs willnot issue the Sailing apply for to the Vessedl, and the Port Trust will not allow the vessel to remain in the berth beyond the permitted days. The vesse is compelled to cede the bearth and remain anchored on the sea within the limits of Indian Wates. Under such circumstances even though the ark seaworthy and cargo is duly insured, th claims nor not honoured by the Insurance Companies. due on the ground that vessel is not considered sailed since the vessel remains in the Indian waters.The Shipping Band/Vessel Owners/Agents of the vessel who have collected the freight, are in a dilema and homily responsibility to rech the cargo to destinations as agreed,but are unable to do so since the cargo can not be unloaded from the boat without due proces of law. The vessel is considered as apart of the country-sovereign whose flag it carries. and Captain of the bark is the sole authority to decide any matter. The Captain is willing to reach the carload but he is not permitted to sail because of no fault of his. Over and abote the Vessel Owners/Agents have tobear the trouble of Crew maintenance, water supplies, bearth/water charges and other petty expences related to the vessel, becides loss freight and busines for the days the depart remain on anchorage in the sea. The Exporters do not get the cost of their good because the bills are not honoured since the goods have not reached the objective. If they had received the money in advance, they have to send replacement against the goods wthheld n lodge the disputed vessel.Ther have bee instances in Mumbai, where similar incidences occured like: M.v. Favourite Sea Gull, M.V.Janusha, m.v.Magdi Yacoob etc where even the President of India was unable to do anything in the occasion and the ships went corroded on the sea water and the goods lost along with the ship, but without any insurance claim honoured. Even though the likelihood of such incidents is 1: 100 the insurance companies have not been able to find a solution to this so far.

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My Sister Is Married To A Marine. He Is Claiming That He Cant Put Her And His Unborn Child On His Insurance,?

Question by joe | Posted in Marriage & Divorce

This guy has a borderline past and has done plenty of shady things to my sister. What would be the reason for this? He is also claiming he cant buy her a building because he is in the armed forces. Is this true? I dont know how it works. THANKS!
WOW! THANKS TO ALL THAT RESPONDED! I ALWAYS HAD A BAD Intuition WITH THIS GUY. HE IS CAUSING SO MANY PROBLEMS FOR THE FAM AND I APPRECIATE THE CONCERN!

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How To Reduce Insurer's Liability In Claims?

Question by vijay d | Posted in Insurance

what are the steps insurance actors should take to reduce claims liabilities on different forms of insurance claims viz. marine, motor, fire, engineering etc

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Can My Dad Get Health Care If After I'm Finish Marine Boot Camp?

Question by Khanh V | Posted in Military

I about to take off less then a week to Marine Boot camp-ground in San Diego and I was wondering if my dad can get health Insurance. My recruiter did say yes as i can but i have to claim him as a dependent. So how do I do that and when can he get it?
also he also works under the table so he has no well-being care

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If Your In The Marines And Your Mother Has Just Been Diagnosed With Cancer And She Doesn't Have Med Insurance

Question by blahh | Posted in Insurance

and is not married would the child in the military be able to claim her so that she could use your medical?

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What Do You All Think Of The USATF Ban On Audio Devices In Sanctioned Events?

Question by writeontask | Posted in Law & Ethics

Many method races are sanctioned. They claim the ban is a safety issue. I have been running road races for 20 years and have never seen an commotion related to that. I know part of it is the price of insurance shich is significantly higher when they are allowed. Based on what scrutinization and statistics?? I would die of boredon before missing an instruction... Nyc's response was interesting as was Marine Women Marathon. Grandma's did take it seriously. I know I will now never run Grandma's.

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Marine Wife Military Benefits & Life?

Question by Brandy | Posted in Military

Hello everyone,

I'm getting married on the 21st of this month (in about two weeks) to a Marine, and I cognizant of NOTHING of what to expect. I have tried visiting the Marine Corps websites, as well as forums of military families to learn a petty more, but have been really unsuccessful in obtaining any solid information... So, I'm turning to the Yahoo community!

Basically, I would only just like any input as to what I can look forward to in the near future in terms of on-inferior life, being a military wife, and especially, the benefits that we will receive.

I do know about the manifest components such as TriCare, Dental insurance, BAH, and the like. What I'm more looking for are the additional allowances that will be provided (or not) depending on our discrete situation. For example, I am currently 4 months pregnant and was under the assumption that we could either choose on-situate housing if available, or off-base and receive a BAH, while also be allotted an additional allowance for our straightway-to-be. Some other posts and info I have read state that 1.) On-post housing is strictly for those couples that already have children, and 2.) that BAH is not awarded to those living on base, while still others have claimed you will give entr BAH as a married couple either way. It's all very confusing.

Also, I am curious about what the experience will be like in general. As I said, we will be married this month and my old man will then apply for us to have housing immediately after he returns back from leave. He will be going back first without me to get our house, will my emotive expenses be covered? And what will he need to have done prior to my arrival? We're also expecting in mid-late January, and I surprise if we will be receiving an additional allowance for our dependent as well (and if so, does this credit begin as shortly as we are married or once we have our baby. (The reason I specifically ask this is because we are not the most financially stable, and we want to scram sure ahead of time that we will be able to most appropriately take care of our child in a moored means.) But, before our baby even gets here, I know we will need to prepare a ton and complete lots of paperwork (such as DEERS and what not). But I’m not confident all exactly what, what we need to do together or separately, and want to be prepared.

He is currently ranked as either an E-3 or E-4, I advised of this affects pay and privileges, etc. And, we will be living at the MCAS Marine Corps Air Station Miramar Common in California..if that makes a difference as well.

Again, I just want to know what allowances and revenues we will receive. My fiance believes we will be awarded with on-base housing and/or BAH, a food stipend, an allowance for having a dependent child, and additional aspects which we already are sure of such as Medical/Dental, access to commissary, etc. However, he's not always the most sure in obtaining information, and a lot of what he has told me is only speculation. I'm the 'planner', so I have decided to oversee some of these plans myself and deepen more info before we end up rowing out to sea without a paddle so to speak.

P.S. - Just a note, I am in no way signification to come across as "expectant" of receiving benefits, and do not wish to seem stingy or unappreciative. Another post I read of a similar woman asking such questions was responded with very vulgar answers because people thought this. I think we all in this predicament just want to identify what's ahead, so only helpful hints, advice, and any other information given in a respectful procedure please.


***Since my searches have not been the most fruitful, any nice resource guides or websites that anyone may have to submit also would be high-minded. I was most interested in finding some more facts and possible photos of the on-base housing at Miramar. Again, foiled. Any help is MUCH obliged. And thanx so much.

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