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My Mobile Phone Insurance Claim Failed. Help?

Hi Guys,

I've righteous received the following email from my phone insurance company regarding a claim I made last month : -

_____________________________________________________________

Dear Mr Assist

Thank you for your recent correspondence regarding your current claim
status.

I have now reviewed the details with salutations to the claim that you
submitted on 21st September 2008. However I am unable to accept this as an
appeal as you have not addressed all the deterioration reason of your original
claim.

Your claim was unsuccessful due to the following reasons:

1. Incorrect Bar Dates
2. Destruction not reported to police

Once you have addressed all the reasons above, and we are in receipt of
the requested information we will remain processing your appeal.

We will endeavour to process your claim as soon as possible.

_____________________________________________________________

I have since spoken to my phone insurance followers to find out about the incorrect bar dates. Basically my IMEI numbers did not match when my insurance company called my network provider but this is becuase this is my back handset and they still have the details from my first phone so this is not a problem. My only problem is the second point. I was on holiday (America) when I perplexed my phone and I lost it overboard on a boat. I didnt call the police because I knew the phone would be damaged and irretraceable unless your a mystical sea diver??

Can anybody help me with my appeal? Do I stand a good chance of enchanting?

Hope you can help.


Answer: (in scribble literary works - if you email themn they'll fob you off again)
XYZ Insurance Company
Claim Number ...
Dear Sirs
COMPLAINT
I have received an email from your claims put one's faith. They have declined to pay for a replacement phone after mine was lost overboard on a boat trip in America.
The bar dates did not join because my network provider gave you one from a previous phone.
The loss was not reported to the police because there was no hooligan involvement and, after falling into salt water, the phone would not have been repairable had it been found.
Your company's refusal to pay my claim is inordinate, illegal and in breach of the terms and conditions of my contract. If I do not receive payment within 14 days, I will search for enforcement through your regulator.
Yours failthfully
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T-Mobile Phone Insurance Claim?

I got the insurance on my type new g1 and then broke it i tried to file a claim and they said it couldn't be processed because i was still in the waiting age does anyone know how long that is


Answer: 30-90 days.

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Can I Claim On My Mobile Phone Insurance If The Proof Of Purchase Of The Phone Is In My Husbands Name?

Both our mobiles are on the same account with T mobile in my husbands name, but my phone was insured in my name. Will this be a obstreperous.


Answer: why should it ?
You were the custodian, by the skin of one's teeth because
- the Airtime bill and
- original purchase (it could have been gift)
was paid by someone else. not a problem.

If I give you somthing at christmas, I don't insure it - you do.

over and above that, the bills are your mollify, effictively the same as you anyway.. common accounts, money and liabilty anyway, its convience.

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Mobile Phone Insurance Claim!?

I bewildered my phone today while in central london on a day out, I had it during the evening but realised it was gone while on the tube back effectively. Called the insurer and was told i have to report it to the police to get a crime reference count. Would the police simply give me a crime ref number if I call them up, or would it be a long process?


Answer: i'm not faithfully sure since ur in london, but i did that about a month ago. I'm in america. I just had to file a claim, and they gave me a assignment, and i took the paper to my phone service provider. Then they sent me out a new phonw through the mail.

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What's The Best Thing To Say If I Want To Claim On My Mobile Phone Insurance Because The Screen Is Cracked?

I be sure they'll try and wriggle out of it, my insurance is fully paid up but 02 will try and drag this out - any tips of what's a sure fire sentiment to say? Just I dropped it?


Answer: If you have insurance, it shouldn't amount. Just say it's cracked. I've never had them ask that kind of question, and I've replaced several cell phones.

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Can I Claim? Mobile Phone Insurance?

I got my mobile on agreement at christmas, Of course I didn't take out insurance on it. I decided may be I should and phoned them up 2 weeks ago and got it added on.

Then I was out lastnight at a combining and had the phone in my pocket, I noticed when I got out of the pub I didn't have it so I've either lost it or its been stolen.

Will I be able to get it replaced on insurance? It looks bad the act I only had insurance added and then loss it a week or so later, but then I've never been out in a pub etc since I got the phone so never had a chance to loose it.

Any advice appreciated


Answer: If you took out the insurance no concern how log you had it you can claim.

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Does Anyone Know How Soon After You Purchase Mobile Phone Insurance Can You Make A Claim?

Four years ago, i got a compress phone from the Car-phone Warehouse, the provider was t-mobile and on the same day I took out an insurance policy. Every year afterwards I got an upgrade, I never cancelled my programme and the direct debits continued to come out every month from my account. On the 18th November 2006 my upgrade was a sony K800i, last week i dropped my phone and short the 'inner' screen, i immediately phoned the Carphone Warehouse (whom I have paid a sizeable amount of money to over the last few years) to find out if they would fix it, and they informed me that as I had upgraded with t-mobile i was not covered (and hadn't been covered for 3 years). The on Easy Street I have therefore paid was for absolutely no reason! I now would like to insurance my phone with a decent insurance company, any suggestions??? How in due course after i insure can I ask them to fix my phone??? Any replies would be greatly appreciated.


Answer: as anon as you activate your phone

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Mobile Phone Insurance, Any Recommeded Companies, And Is It Easy To Claim?


that should be recommended!


Answer: Hiya! Debs. Im hooked up to www.foneshield.net Tel: 08700 681120 my handset is the Nokia 6280 and the insurance is £6 per month!

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Claiming On Mobile Phone Insurance ?/?

Is it practical to claim on insurance even though your phone is working properly. What if someone makes it up and said that is stolen lost etc then they can get a brand new phone : s

Its not that i wish for to do this but im curious to know if theres ways they can find out etc.


Answer: if its defective you can claim.if u "loose it"they would block the phone. good luck!!!!!!!!!

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Can Someone Tell Me Good Mobile Phone Insurance And Have You Claimed?

call some good insurance for my K850i. what insurance do you have and have you claimed was it easy


Answer: https://www.talkcover.co.uk/reproduce-mobile-insurance.asp
add code BRUA01 for 10% discount
although ive never took out phone insurance
regards
http://www.hotukmobilephonedeals.com/mob ile_phone_deals.html

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